Flood Risk in One Tree, NSW: 2026 Assessment

One Tree, New South Wales· UNKNOWN
Flooding may occur in One Tree due to heavy rainfall and proximity to waterways. The risk is moderate, with potential for property damage and disruption to daily life.Updated 10 May 2026

Flood Risk Score

4.0/10

Flooding may occur in One Tree due to heavy rainfall and proximity to waterways. The risk is moderate, with potential for property damage and disruption to daily life.

Key Facts

Flood Risk
Flooding may occur in One Tree due to heavy rainfall and proximity to waterways. The risk is moderate, with potential for property damage and disruption to daily life.
Trend
increasing
Suburb
One Tree, NSW
Overall Risk
Medium
Postcode
2711
Highest high-risk exposure
19.3% of land (bushfire)

Flood Risk Analysis

One Tree, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local drainage capacity may be insufficient during extreme rainfall events.

Flooding may occur in One Tree due to heavy rainfall and proximity to waterways. The risk is moderate, with potential for property damage and disruption to daily life.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

One Tree sits within ClimateNest's suburb-level hazard model for flood risk. 12.7% of the suburb's land area is mapped in high-risk flood zones and 78% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in One Tree.

One Tree (postcode 2711) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.3% of land in high-risk zones), riverine flood (12.7% of land in high-risk zones), surface flood (6.7% of land in high-risk zones). Exposure is not uniform across One Tree — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVariable
Flood Zone ClassificationPotentially affected areas near waterways

Historical Events

2011
Moderate

Significant flooding occurred in the region, impacting local communities and infrastructure.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation measures, such as vegetation management and fire breaks, to protect properties.

Est. cost: Medium

Heatwave Preparedness Plan

Near-term

Develop and implement a heatwave preparedness plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 10 May 2026

Explore One Tree Risk Reports

Frequently Asked Questions

Is One Tree at risk of flooding?

Based on available data, One Tree has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in One Tree?

Insurance costs for flood cover in One Tree depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in One Tree?

Yes, flood risk can affect property values in One Tree. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in One Tree?

Elevation is a critical factor in flood risk. Properties at higher elevations within One Tree typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of One Tree is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.3% of One Tree in high-risk zones for bushfire, with a further 74.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is One Tree Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for One Tree, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections