Flood Risk in Ophir, NSW: 2026 Assessment

Ophir, New South Wales· UNKNOWN
Ophir faces a moderate risk of flooding due to its proximity to waterways and historical rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.Updated 2 May 2026

Flood Risk Score

6.0/10

Ophir faces a moderate risk of flooding due to its proximity to waterways and historical rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Key Facts

Flood Risk
Ophir faces a moderate risk of flooding due to its proximity to waterways and historical rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.
Trend
increasing
Suburb
Ophir, NSW
Overall Risk
Medium
Postcode
2800
Highest high-risk exposure
9.3% of land (bushfire)

Flood Risk Analysis

Ophir, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during heavy rainfall events.

Ophir faces a moderate risk of flooding due to its proximity to waterways and historical rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Ophir sits within ClimateNest's suburb-level hazard model for flood risk. 7.3% of the suburb's land area is mapped in high-risk flood zones and 80.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Ophir.

Ophir (postcode 2800) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.3% of land in high-risk zones), surface flood (8.4% of land in high-risk zones), riverine flood (7.3% of land in high-risk zones). Exposure is not uniform across Ophir — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and streams
Elevation RangeVariable
Flood Zone ClassificationPotentially affected areas near waterways

Historical Events

2016
Moderate

Heavy rainfall led to localized flooding in Ophir, affecting some residential areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and implement flood barriers to protect properties from increased flood risk.

Est. cost: Medium

Bushfire Preparedness

Immediate

Create and maintain firebreaks, clear vegetation around properties, and develop a bushfire survival plan.

Est. cost: Low

Heatwave Preparedness

Near-term

Install insulation, improve ventilation, and establish cooling centers to mitigate the impacts of heatwaves.

Est. cost: Medium

Community Education Programs

Long-term

Implement educational programs to raise awareness about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 2 May 2026

Explore Ophir Risk Reports

Frequently Asked Questions

Is Ophir at risk of flooding?

Based on available data, Ophir has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Ophir?

Insurance costs for flood cover in Ophir depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Ophir?

Yes, flood risk can affect property values in Ophir. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Ophir?

Elevation is a critical factor in flood risk. Properties at higher elevations within Ophir typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Ophir is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.3% of Ophir in high-risk zones for bushfire, with a further 75.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Ophir Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ophir, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections