๐Ÿ“ฎ Parramatta postcode: 2150

Flood Risk in Parramatta, NSW: 2026 Assessment

Parramatta, New South Walesยท City of Parramattaยท 2150
Parramatta is located on the Parramatta River floodplain, making it susceptible to riverine flooding. Intense rainfall events can cause the river to overflow, inundating low-lying areas.Updated 3 Apr 2026

Flood Risk Score

7.5/10

Parramatta is located on the Parramatta River floodplain, making it susceptible to riverine flooding. Intense rainfall events can cause the river to overflow, inundating low-lying areas.

Key Facts

Flood Risk
Parramatta is located on the Parramatta River floodplain, making it susceptible to riverine flooding. Intense rainfall events can cause the river to overflow, inundating low-lying areas.
Trend
increasing
Suburb
Parramatta, NSW
Overall Risk
Medium
Postcode
2150
Highest high-risk exposure
17.9% of land (bushfire)

Flood Risk Analysis

Parramatta, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Parramatta River has a history of flooding, and the council maintains flood maps to identify at-risk areas.

Parramatta is located on the Parramatta River floodplain, making it susceptible to riverine flooding. Intense rainfall events can cause the river to overflow, inundating low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Parramatta sits within ClimateNest's suburb-level hazard model for flood risk. 12% of the suburb's land area is mapped in high-risk flood zones and 71.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Parramatta.

Parramatta (postcode 2150) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.9% of land in high-risk zones), riverine flood (12% of land in high-risk zones), surface flood (6.9% of land in high-risk zones). Exposure is not uniform across Parramatta โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayParramatta River
Elevation Range5-20 meters
Flood Zone ClassificationYes, various zones along the river

Historical Events

2022
Major

Severe flooding impacted Parramatta, causing significant damage and displacement.

2011
Moderate

Significant flooding occurred in Parramatta due to heavy rainfall, impacting local infrastructure and businesses.

1990
Moderate

Major flooding of the Parramatta River caused widespread damage to homes and businesses.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in improved drainage systems, levees, and flood barriers to protect properties from riverine flooding.

Est. cost: High

Implement Urban Greening

Near-term

Increase tree canopy cover and create green spaces to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Establish a heat action plan with cooling centers, public awareness campaigns, and support for vulnerable populations during heatwaves.

Est. cost: Low

Strengthen Building Codes

Long-term

Update building codes to require new buildings to be more resilient to flooding, heat, and bushfire risks.

Est. cost: Medium

Community Education Programs

Near-term

Educate residents about climate risks and how to prepare for extreme weather events, including flood and heatwave preparedness.

Est. cost: Low

Council & Emergency Services

City of Parramatta Council
Emergency Services

Data last updated: 3 April 2026

Explore Parramatta Risk Reports

Frequently Asked Questions

Is Parramatta at risk of flooding?

Based on available data, Parramatta has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Parramatta?

Insurance costs for flood cover in Parramatta depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Parramatta?

Yes, flood risk can affect property values in Parramatta. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Parramatta?

Elevation is a critical factor in flood risk. Properties at higher elevations within Parramatta typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Parramatta is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.9% of Parramatta in high-risk zones for bushfire, with a further 56.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Parramatta Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Parramatta, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections