Bushfire Risk in Pebbly Beach, NSW: 2026 Assessment

Pebbly Beach, New South Wales· UNKNOWN
The risk of bushfire in Pebbly Beach is moderate, given the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.Updated 25 May 2026

Bushfire Risk Score

4.2/10

The risk of bushfire in Pebbly Beach is moderate, given the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The risk of bushfire in Pebbly Beach is moderate, given the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.
Trend
increasing
Suburb
Pebbly Beach, NSW
Overall Risk
Medium
Postcode
2536
Highest high-risk exposure
19.6% of land (bushfire)

Bushfire Risk Analysis

Pebbly Beach, New South Wales, has a the risk of bushfire in pebbly beach is moderate, given the surrounding bushland. drier conditions and higher temperatures increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires, with varying degrees of impact on the community.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Pebbly Beach, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Pebbly Beach including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Pebbly Beach sits within ClimateNest's suburb-level hazard model for bushfire risk. 19.6% of the suburb's land area is mapped in high-risk bushfire zones and 75.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Pebbly Beach.

Pebbly Beach (postcode 2536) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.6% of land in high-risk zones), riverine flood (9.8% of land in high-risk zones), surface flood (4.7% of land in high-risk zones). Exposure is not uniform across Pebbly Beach — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS bushfire prone area map
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires in the region threatened properties and required evacuations. Source: RFS

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Strengthen Coastal Defenses

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and coastal erosion.

Est. cost: High

Develop a Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public education on heat safety.

Est. cost: Low

Bushfire Preparedness

Near-term

Implement bushfire mitigation strategies, such as fuel reduction and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 25 May 2026

Explore Pebbly Beach Risk Reports

Frequently Asked Questions

Is Pebbly Beach in a bushfire prone area?

Parts of Pebbly Beach may be designated as bushfire prone land. Based on available data, Pebbly Beach has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Pebbly Beach?

BAL ratings in Pebbly Beach depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Pebbly Beach?

Yes, properties in bushfire-prone parts of Pebbly Beach may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Pebbly Beach?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Pebbly Beach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.6% of Pebbly Beach in high-risk zones for bushfire, with a further 75.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Pebbly Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pebbly Beach, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections