Is Pembrooke, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.5/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Pembrooke faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase due to climate change.
- Bushfire
- The bushfire risk in Pembrooke is relatively low but still present, particularly in areas close to undeveloped land. Drier conditions and higher temperatures could exacerbate this risk.
- Heat
- Pembrooke is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, especially during summer months.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2446
- Highest high-risk exposure
- 15.4% of land (bushfire)
Climate Safety Analysis
Pembrooke in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Pembrooke's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Pembrooke is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Pembrooke including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Pembrooke (postcode 2446) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.4% of land in high-risk zones), surface flood (8.5% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones). Exposure is not uniform across Pembrooke — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
A severe storm brought heavy rain and strong winds, causing damage to property and infrastructure.
Bushfires in surrounding areas caused smoky conditions and heightened fire risk in Pembrooke.
A prolonged heatwave resulted in increased hospital admissions and strain on infrastructure.
Heavy rainfall caused localized flooding in low-lying areas of Pembrooke.
Adaptation & Mitigation Actions
Improve stormwater drainage
Near-termUpgrade stormwater infrastructure to handle increased rainfall intensity and reduce flood risk.
Est. cost: Medium
Establish cooling centers
ImmediateCreate designated cooling centers for vulnerable populations during heatwaves.
Est. cost: Low
Implement bushfire management plans
Near-termDevelop and implement bushfire management plans for areas bordering bushland.
Est. cost: Medium
Promote water conservation
Long-termEncourage water conservation measures to reduce strain on water resources during droughts and heatwaves.
Est. cost: Low
Community awareness programs
ImmediateEducate residents about climate risks and preparedness measures through community workshops and online resources.
Est. cost: Low
Council & Emergency Services
Explore Pembrooke Risk Reports
View other climate risk assessments for Pembrooke:
Frequently Asked Questions
Is Pembrooke safe from climate change?
No location in Australia is entirely immune to climate change impacts. Pembrooke has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Pembrooke?
The dominant hazard for Pembrooke depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Pembrooke compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Pembrooke?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Pembrooke?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Pembrooke.
What share of Pembrooke is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 15.4% of Pembrooke in high-risk zones for bushfire, with a further 71.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Pembrooke Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections