📮 Penrose postcode: 2579

Property Investment Score: Penrose, NSW (2026)

Penrose, New South Wales· Wingecarribee· 2579
Moderate investment with climate considerationsUpdated 30 May 2026

Investment Score

5.8/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.8/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Penrose, NSW
Postcode
2579
Highest high-risk exposure
15.4% of land (bushfire)

Investment Score Analysis

Penrose in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in high-risk areas may experience a decrease in value.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Penrose with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Penrose including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Penrose (postcode 2579) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.4% of land in high-risk zones), surface flood (10% of land in high-risk zones), extreme wind (6.3% of land in high-risk zones). Exposure is not uniform across Penrose — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase due to the elevated risk of flooding and bushfires.
Price Impact from ClimateProperties in high-risk areas may experience a decrease in value.
Resale Liquidity RiskMedium

Historical Events

2020
Major

The Black Summer bushfires significantly impacted the region, with widespread damage and evacuations.

2019
Moderate

A prolonged heatwave resulted in heat stress and health concerns for vulnerable residents.

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, affecting homes and businesses.

2013
Moderate

Bushfires impacted areas near Penrose, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Bushfire Risk Mitigation

Immediate

Implement bushfire risk reduction measures, such as vegetation management and community education programs.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Emergency Planning

Immediate

Develop and implement a comprehensive community emergency plan to prepare for and respond to extreme weather events.

Est. cost: Low

Council & Emergency Services

Wingecarribee Shire Council
Emergency Services

Data last updated: 30 May 2026

Explore Penrose Risk Reports

Frequently Asked Questions

Is Penrose a good investment?

Penrose has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Penrose?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Penrose. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Penrose?

The resale outlook for Penrose depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Penrose?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of Penrose is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.4% of Penrose in high-risk zones for bushfire, with a further 62.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Penrose Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Penrose, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections