Flood Risk in Pimlico, NSW: 2026 Assessment

Pimlico, New South Wales· UNKNOWN
Pimlico faces a notable risk of flooding due to its low-lying topography and proximity to the Richmond River. Riverine flooding can inundate residential and commercial areas.Updated 13 Apr 2026

Flood Risk Score

6.5/10

Pimlico faces a notable risk of flooding due to its low-lying topography and proximity to the Richmond River. Riverine flooding can inundate residential and commercial areas.

Key Facts

Flood Risk
Pimlico faces a notable risk of flooding due to its low-lying topography and proximity to the Richmond River. Riverine flooding can inundate residential and commercial areas.
Trend
increasing
Suburb
Pimlico, NSW
Overall Risk
Medium
Postcode
2478
Highest high-risk exposure
9% of land (riverine flood)

Flood Risk Analysis

Pimlico, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Pimlico has experienced several significant flood events in the past, highlighting the ongoing risk.

Pimlico faces a notable risk of flooding due to its low-lying topography and proximity to the Richmond River. Riverine flooding can inundate residential and commercial areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Pimlico sits within ClimateNest's suburb-level hazard model for flood risk. 9% of the suburb's land area is mapped in high-risk flood zones and 78.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Pimlico.

Pimlico (postcode 2478) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (9% of land in high-risk zones), bushfire (8.9% of land in high-risk zones), extreme wind (4.4% of land in high-risk zones). Exposure is not uniform across Pimlico — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayRichmond River
Elevation Range2-5 meters
Flood Zone ClassificationHigh Risk

Historical Events

2022
Major

Severe flooding of the Richmond River caused widespread inundation in Pimlico, impacting homes and businesses. Many residents were evacuated.

2013
Moderate

The Richmond River flooded, impacting low-lying areas of Pimlico. Some residents were evacuated, and roads were closed.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Implement a heatwave response plan to protect vulnerable populations during extreme heat events. This should include public awareness campaigns, cooling centers, and outreach programs.

Est. cost: Medium

Protect Coastal Areas

Long-term

Implement coastal protection measures such as seawalls, dune restoration, and managed retreat to reduce the impacts of sea level rise and coastal erosion.

Est. cost: Very High

Raise Awareness of Climate Risks

Near-term

Educate residents about the risks of climate change and how they can prepare for and respond to extreme weather events.

Est. cost: Low

Council & Emergency Services

Richmond Valley Council
Emergency Services

Data last updated: 13 April 2026

Explore Pimlico Risk Reports

Frequently Asked Questions

Is Pimlico at risk of flooding?

Based on available data, Pimlico has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Pimlico?

Insurance costs for flood cover in Pimlico depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Pimlico?

Yes, flood risk can affect property values in Pimlico. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Pimlico?

Elevation is a critical factor in flood risk. Properties at higher elevations within Pimlico typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Pimlico is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 9% of Pimlico in high-risk zones for riverine flood, with a further 78.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Pimlico Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pimlico, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections