Flood Risk in Pine Camp, NSW: 2026 Assessment

Pine Camp, New South Wales
Pine Camp faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Climate change is expected to increase the intensity of rainfall, exacerbating this risk.Updated 31 May 2026

Flood Risk Score

6.0/10

Pine Camp faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Climate change is expected to increase the intensity of rainfall, exacerbating this risk.

Key Facts

Flood Risk
Pine Camp faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Climate change is expected to increase the intensity of rainfall, exacerbating this risk.
Trend
increasing
Suburb
Pine Camp, NSW
Overall Risk
Medium

Flood Risk Analysis

Pine Camp, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during heavy rainfall events.

Pine Camp faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Climate change is expected to increase the intensity of rainfall, exacerbating this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Local Hazard Evidence

Nearest WaterwayLocal creeks and streams
Elevation RangeVaries across the suburb
Flood Zone ClassificationAreas near waterways

Historical Events

2011
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Pine Camp.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Bushfire Mitigation Measures

Near-term

Implement bushfire mitigation measures such as vegetation management and fire breaks to protect properties.

Est. cost: Medium

Heatwave Preparedness Plan

Immediate

Develop and implement a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 31 May 2026

Explore Pine Camp Risk Reports

Frequently Asked Questions

Is Pine Camp at risk of flooding?

Based on available data, Pine Camp has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Pine Camp?

Insurance costs for flood cover in Pine Camp depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Pine Camp?

Yes, flood risk can affect property values in Pine Camp. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Pine Camp?

Elevation is a critical factor in flood risk. Properties at higher elevations within Pine Camp typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Pine Camp Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pine Camp, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections