Flood Risk in Pine Clump, NSW: 2026 Assessment

Pine Clump, New South Wales
Pine Clump faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.Updated 29 May 2026

Flood Risk Score

6.0/10

Pine Clump faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.

Key Facts

Flood Risk
Pine Clump faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.
Trend
increasing
Suburb
Pine Clump, NSW
Overall Risk
Medium

Flood Risk Analysis

Pine Clump, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The area has experienced minor flooding in the past, but recent development has increased the risk.

Pine Clump faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Local Hazard Evidence

Nearest WaterwayLocal Creek
Elevation Range50-70m
Flood Zone ClassificationMedium

Historical Events

2011
Moderate

Heavy rainfall caused widespread flooding in the region, affecting several properties in Pine Clump.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Implement a Heat Action Plan

Immediate

Develop a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Bushfire Risk Mitigation

Near-term

Implement vegetation management programs and improve building standards to reduce the risk of bushfire damage.

Est. cost: Medium

Community Education Programs

Long-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Example Shire Council
Emergency Services

Data last updated: 29 May 2026

Explore Pine Clump Risk Reports

Frequently Asked Questions

Is Pine Clump at risk of flooding?

Based on available data, Pine Clump has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Pine Clump?

Insurance costs for flood cover in Pine Clump depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Pine Clump?

Yes, flood risk can affect property values in Pine Clump. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Pine Clump?

Elevation is a critical factor in flood risk. Properties at higher elevations within Pine Clump typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Pine Clump Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pine Clump, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections