๐Ÿ“ฎ Potato Point postcode: 2548

Flood Risk in Potato Point, NSW: 2026 Assessment

Potato Point, New South Walesยท Eurobodallaยท 2548
Potato Point faces a moderate risk of flooding, primarily from heavy rainfall and coastal inundation. The risk is exacerbated by low-lying areas and proximity to waterways.Updated 6 May 2026

Flood Risk Score

6.5/10

Potato Point faces a moderate risk of flooding, primarily from heavy rainfall and coastal inundation. The risk is exacerbated by low-lying areas and proximity to waterways.

Key Facts

Flood Risk
Potato Point faces a moderate risk of flooding, primarily from heavy rainfall and coastal inundation. The risk is exacerbated by low-lying areas and proximity to waterways.
Trend
increasing
Suburb
Potato Point, NSW
Overall Risk
High
Postcode
2545
Highest high-risk exposure
10.7% of land (surface flood)

Flood Risk Analysis

Potato Point, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Low-lying areas near Congo Creek are particularly susceptible to flooding.

Potato Point faces a moderate risk of flooding, primarily from heavy rainfall and coastal inundation. The risk is exacerbated by low-lying areas and proximity to waterways.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Potato Point sits within ClimateNest's suburb-level hazard model for flood risk. 6.9% of the suburb's land area is mapped in high-risk flood zones and 63.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Potato Point.

Potato Point (postcode 2545) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (10.7% of land in high-risk zones), bushfire (7.8% of land in high-risk zones), riverine flood (6.9% of land in high-risk zones). Exposure is not uniform across Potato Point โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCongo Creek
Elevation Range0-20 meters
Flood Zone ClassificationCoastal floodplain

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas of Potato Point, leading to property damage.

Adaptation & Mitigation Actions

Improve building standards for bushfire resilience

Immediate

Upgrade building codes to require fire-resistant materials and construction techniques in bushfire-prone areas.

Est. cost: High

Implement coastal erosion management strategies

Near-term

Develop and implement strategies to protect the coastline from erosion, such as seawalls, beach nourishment, and dune restoration.

Est. cost: Very High

Develop a community heatwave response plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Medium

Enhance flood warning and evacuation systems

Immediate

Improve flood warning systems and develop clear evacuation plans for low-lying areas.

Est. cost: Medium

Promote water conservation measures

Long-term

Encourage residents to conserve water through rainwater harvesting, efficient irrigation, and water-wise landscaping.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 6 May 2026

Explore Potato Point Risk Reports

Frequently Asked Questions

Is Potato Point at risk of flooding?

Based on available data, Potato Point has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Potato Point?

Insurance costs for flood cover in Potato Point depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Potato Point?

Yes, flood risk can affect property values in Potato Point. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Potato Point?

Elevation is a critical factor in flood risk. Properties at higher elevations within Potato Point typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Potato Point is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.7% of Potato Point in high-risk zones for surface flood, with a further 74.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Potato Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Potato Point, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections