๐Ÿ“ฎ Pulletop postcode: 2650

Flood Risk in Pulletop, NSW: 2026 Assessment

Pulletop, New South Walesยท Greater Hume Shire Councilยท 2650
Pulletop faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 29 May 2026

Flood Risk Score

6.0/10

Pulletop faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Pulletop faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Pulletop, NSW
Overall Risk
Medium
Postcode
2650
Highest high-risk exposure
13.9% of land (riverine flood)

Flood Risk Analysis

Pulletop, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council has identified areas at risk of flash flooding.

Pulletop faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Pulletop sits within ClimateNest's suburb-level hazard model for flood risk. 13.9% of the suburb's land area is mapped in high-risk flood zones and 63.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Pulletop.

Pulletop (postcode 2650) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (13.9% of land in high-risk zones), bushfire (12% of land in high-risk zones), extreme wind (6.7% of land in high-risk zones). Exposure is not uniform across Pulletop โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBillabong Creek
Elevation Range180-200m
Flood Zone ClassificationLow to moderate risk areas identified

Historical Events

2022
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Pulletop.

2012
Moderate

Significant flooding occurred in the region, impacting local infrastructure and agriculture.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: Medium

Develop Heatwave Action Plan

Immediate

Implement a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Enhance Bushfire Preparedness

Near-term

Implement vegetation management programs and educate residents on bushfire safety.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce the impact of droughts and water scarcity.

Est. cost: Low

Upgrade Building Standards

Long-term

Implement building codes that improve energy efficiency and resilience to extreme weather events.

Est. cost: High

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 29 May 2026

Explore Pulletop Risk Reports

Frequently Asked Questions

Is Pulletop at risk of flooding?

Based on available data, Pulletop has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Pulletop?

Insurance costs for flood cover in Pulletop depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Pulletop?

Yes, flood risk can affect property values in Pulletop. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Pulletop?

Elevation is a critical factor in flood risk. Properties at higher elevations within Pulletop typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Pulletop is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 13.9% of Pulletop in high-risk zones for riverine flood, with a further 63.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Pulletop Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pulletop, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections