Flood Risk in Ramornie, NSW: 2026 Assessment

Ramornie, New South Wales· UNKNOWN
Ramornie faces a moderate risk of flooding due to its proximity to the Clarence River. Riverine flooding can inundate low-lying areas.Updated 4 May 2026

Flood Risk Score

6.0/10

Ramornie faces a moderate risk of flooding due to its proximity to the Clarence River. Riverine flooding can inundate low-lying areas.

Key Facts

Flood Risk
Ramornie faces a moderate risk of flooding due to its proximity to the Clarence River. Riverine flooding can inundate low-lying areas.
Trend
increasing
Suburb
Ramornie, NSW
Overall Risk
Medium
Postcode
2460
Highest high-risk exposure
8.6% of land (bushfire)

Flood Risk Analysis

Ramornie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Ramornie has experienced several significant flood events in the past.

Ramornie faces a moderate risk of flooding due to its proximity to the Clarence River. Riverine flooding can inundate low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Ramornie sits within ClimateNest's suburb-level hazard model for flood risk. 3.7% of the suburb's land area is mapped in high-risk flood zones and 89.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Ramornie.

Ramornie (postcode 2460) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (8.6% of land in high-risk zones), extreme wind (5% of land in high-risk zones), riverine flood (3.7% of land in high-risk zones). Exposure is not uniform across Ramornie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayClarence River
Elevation RangeLow-lying areas near the river
Flood Zone ClassificationAreas adjacent to the Clarence River are prone to flooding.

Historical Events

2013
Moderate

Significant flooding of the Clarence River impacted low-lying areas in and around Ramornie.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems.

Est. cost: High

Enhance Heatwave Preparedness

Immediate

Develop a heatwave management plan and establish cooling centers for vulnerable residents.

Est. cost: Medium

Strengthen Bushfire Resilience

Near-term

Implement bushfire risk reduction measures, such as vegetation management and community education programs.

Est. cost: Medium

Upgrade Building Standards

Long-term

Incorporate climate resilience measures into building codes, such as improved insulation and flood-resistant materials.

Est. cost: High

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 4 May 2026

Explore Ramornie Risk Reports

Frequently Asked Questions

Is Ramornie at risk of flooding?

Based on available data, Ramornie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Ramornie?

Insurance costs for flood cover in Ramornie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Ramornie?

Yes, flood risk can affect property values in Ramornie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Ramornie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Ramornie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Ramornie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 8.6% of Ramornie in high-risk zones for bushfire, with a further 86.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Ramornie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ramornie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections