๐Ÿ“ฎ Richmond postcode: 2753

Flood Risk in Richmond, NSW: 2026 Assessment

Richmond, New South Walesยท Hawkesburyยท 2753
Richmond is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. The risk is projected to increase with more intense rainfall events.Updated 1 Apr 2026

Flood Risk Score

8.5/10

Richmond is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. The risk is projected to increase with more intense rainfall events.

Key Facts

Flood Risk
Richmond is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. The risk is projected to increase with more intense rainfall events.
Trend
increasing
Suburb
Richmond, NSW
Overall Risk
High
Postcode
2753
Highest high-risk exposure
14.7% of land (bushfire)

Flood Risk Analysis

Richmond, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Richmond is located on a major floodplain and has a long history of flooding.

Richmond is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. The risk is projected to increase with more intense rainfall events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Richmond sits within ClimateNest's suburb-level hazard model for flood risk. 11.4% of the suburb's land area is mapped in high-risk flood zones and 72.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Richmond.

Richmond (postcode 2753) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.7% of land in high-risk zones), riverine flood (11.4% of land in high-risk zones), surface flood (7.2% of land in high-risk zones). Exposure is not uniform across Richmond โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range10-30m
Flood Zone ClassificationYes

Historical Events

2011
Major

Significant flooding along the Hawkesbury River affected Richmond, requiring evacuations.

1990
Moderate

Moderate flooding occurred in Richmond, impacting low-lying areas.

1961
Major

A major flood event on the Hawkesbury River caused widespread damage in Richmond.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees and drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Near-term

Implement bushfire management strategies, including fuel reduction and community education.

Est. cost: Medium

Heatwave Action Plan

Immediate

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Awareness Programs

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Hawkesbury City Council
Emergency Services

Data last updated: 1 April 2026

Explore Richmond Risk Reports

Frequently Asked Questions

Is Richmond at risk of flooding?

Based on available data, Richmond has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Richmond?

Insurance costs for flood cover in Richmond depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Richmond?

Yes, flood risk can affect property values in Richmond. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Richmond?

Elevation is a critical factor in flood risk. Properties at higher elevations within Richmond typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Richmond is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.7% of Richmond in high-risk zones for bushfire, with a further 66.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Richmond Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Richmond, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections