Climate Risk in Rosebank, NSW

Rosebank, New South Wales
Medium Risk
Updated May 2026

Rosebank faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events in the future.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Rosebank

increasing

Flood

60/100

Rosebank faces a moderate risk of flooding due to its location and rainfall patterns. Future climate change may exacerbate these risks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

40/100

The bushfire risk in Rosebank is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfire weather.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation
increasing

Heat

70/100

Rosebank is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Rosebank is not directly exposed to coastal risks.

Key drivers:

  • ·N/A
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Rosebank

Detailed Hazard Analysis

heat Risk

70/100

Rosebank is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Rosebank faces a moderate risk of flooding due to its location and rainfall patterns. Future climate change may exacerbate these risks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Local stormwater drainage capacity

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Rosebank is not directly exposed to coastal risks.

Primary Drivers

  • ·N/A

Projections (N/A)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The bushfire risk in Rosebank is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfire weather.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Stronger winds

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price decreases.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and property protection measures.
  • 3.Consider energy efficiency and cooling options.
  • 4.Review council climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Wilson River
Elevation Range
50-100m
Flood Zone
Potentially affected

The Wilson River is nearby and can contribute to flooding during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bushfire Prone Land
Bushfire Prone Area
Yes

Parts of Rosebank are adjacent to bushland, increasing the risk of bushfires.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

Rosebank experiences several days above 35°C each summer.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2013
floodModerate

Significant flooding occurred in the region, impacting Rosebank and surrounding areas.

Source
2019
bushfireModerate

Bushfires impacted the region, with smoke affecting air quality in Rosebank.

Source
2020
floodMinor

Localized flooding occurred due to heavy rainfall.

Source
2017
heatwaveModerate

Prolonged heatwave conditions affected the region, with temperatures exceeding 40°C.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat707.7(+0.7)8.2(+1.2)
coastal101.01.0

By 2030, Rosebank is projected to experience a noticeable increase in heatwave frequency and intensity, along with a higher risk of flooding due to more intense rainfall events. Bushfire risk will also increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood-proofing measures for properties.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Immediate

Establish a community heatwave response plan with cooling centers and outreach programs for vulnerable residents.

Est. cost: Low

Learn more

Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Learn more

About Rosebank's Climate Risk Profile

Rosebank, NSW, is a suburb that will likely experience the effects of climate change in the coming decades. The primary risks are increased flooding due to more intense rainfall events, and more frequent and severe heatwaves. Bushfire risk is also a factor, although less pronounced than flooding and heat.

The changing climate is expected to bring higher average temperatures, leading to more days of extreme heat. This can impact human health, particularly for vulnerable populations such as the elderly and those with pre-existing conditions. Infrastructure may also be affected, with increased strain on energy grids and transportation systems.

Flooding is another significant concern. As rainfall patterns change, Rosebank could experience more frequent and intense flooding events. This can damage property, disrupt transportation, and pose a risk to human safety. It is important for residents to be aware of flood risks and take steps to prepare.

While Rosebank is not directly on the coast, changes in sea levels and coastal weather patterns can still have indirect impacts. These could include changes in rainfall patterns and increased storm intensity.

Addressing these climate risks will require a combination of adaptation and mitigation strategies. Adaptation involves taking steps to prepare for the impacts of climate change, such as improving flood defenses and developing heatwave response plans. Mitigation involves reducing greenhouse gas emissions to slow the pace of climate change.

Data sources: BOM · CSIRO · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Rosebank?

The main risks are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Rosebank?

Properties in flood-prone areas may experience price decreases, while properties with good climate resilience may become more desirable.

What can I do to prepare for heatwaves in Rosebank?

Stay hydrated, seek out air-conditioned spaces, and check on vulnerable neighbors.

How can I protect my property from bushfires in Rosebank?

Clear vegetation around your property, install fire-resistant materials, and have a bushfire survival plan.

Where can I find more information about flood risks in Rosebank?

Contact your local council or visit the NSW State Emergency Service website.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections