๐Ÿ“ฎ Rosewood postcode: 2571

Flood Risk in Rosewood, NSW: 2026 Assessment

Rosewood, New South Walesยท Wingecarribeeยท 2571
Rosewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 8 May 2026

Flood Risk Score

6.5/10

Rosewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Rosewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Rosewood, NSW
Overall Risk
Medium
Postcode
2446
Highest high-risk exposure
16.7% of land (bushfire)

Flood Risk Analysis

Rosewood, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some properties in Rosewood are susceptible to inundation during heavy rainfall events.

Rosewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Rosewood sits within ClimateNest's suburb-level hazard model for flood risk. 3.8% of the suburb's land area is mapped in high-risk flood zones and 81.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Rosewood.

Rosewood (postcode 2446) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.7% of land in high-risk zones), surface flood (8.7% of land in high-risk zones), riverine flood (3.8% of land in high-risk zones). Exposure is not uniform across Rosewood โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayWingecarribee River
Elevation Range600-650m
Flood Zone ClassificationPartially within a 100-year flood zone

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in low-lying areas of Rosewood.

2011
Moderate

Significant flooding occurred in the Wingecarribee River, affecting some properties in Rosewood.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall and reduce the risk of flash flooding.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Bushfire Preparedness Education

Near-term

Conduct community workshops and provide resources on bushfire preparedness, including property maintenance and evacuation plans.

Est. cost: Low

Strengthen Building Codes

Long-term

Update building codes to ensure new constructions are more resilient to flooding, heat, and bushfires.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Promote the installation of rainwater tanks to reduce stormwater runoff and provide a supplementary water source.

Est. cost: Low

Council & Emergency Services

Wingecarribee Shire Council
Emergency Services

Data last updated: 8 May 2026

Explore Rosewood Risk Reports

Frequently Asked Questions

Is Rosewood at risk of flooding?

Based on available data, Rosewood has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Rosewood?

Insurance costs for flood cover in Rosewood depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Rosewood?

Yes, flood risk can affect property values in Rosewood. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Rosewood?

Elevation is a critical factor in flood risk. Properties at higher elevations within Rosewood typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Rosewood is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.7% of Rosewood in high-risk zones for bushfire, with a further 77% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Rosewood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Rosewood, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections