Climate Risk Assessment for Rufus, NSW

Rufus, New South Wales· Wentworth
Medium Risk
Updated May 2026

Rufus faces moderate climate risks, primarily from flooding and heatwaves. Climate change is expected to exacerbate these risks in the future. Residents should take steps to prepare for these hazards.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Rufus

increasing

Flood

65/100

Rufus is located near the Murray River and is susceptible to flooding during periods of heavy rainfall and riverine overflow. Climate change is expected to increase the frequency and intensity of extreme rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

40/100

Rufus has a moderate bushfire risk due to the presence of surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase the severity of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·Hot weather
increasing

Heat

60/100

Rufus experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising temperatures
  • ·Heatwaves
stable

Coastal

10/100

Rufus is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Key drivers:

  • ·Inland location
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Rufus

Detailed Hazard Analysis

heat Risk

60/100

Rufus experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising temperatures
  • ·Heatwaves
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Rufus is located near the Murray River and is susceptible to flooding during periods of heavy rainfall and riverine overflow. Climate change is expected to increase the frequency and intensity of extreme rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Rufus is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Primary Drivers

  • ·Inland location

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Rufus has a moderate bushfire risk due to the presence of surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase the severity of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·Hot weather
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property comfort and energy costs.
  • 4.Review insurance options and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Murray River
Elevation Range
30-40m
Flood Zone
Likely

Historical flood data indicates that Rufus has experienced several significant flood events in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The area is classified as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
33.5°C
Heat Stress Days/Year
5 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
900 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2011
floodMajor

Major flooding along the Murray River impacted Rufus, causing property damage and displacement.

Source
2006
floodModerate

Moderate flooding along the Murray River affected low-lying areas of Rufus.

Source
2019
heatwaveModerate

A prolonged heatwave in January 2019 resulted in heat stress and health concerns for residents.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Rufus is projected to experience an increase in flood and heatwave risks under a high emissions scenario. Bushfire risk is also expected to increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during periods of extreme heat.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Rufus's Climate Risk Profile

Rufus, located in the Wentworth Shire of New South Wales, is susceptible to several climate-related hazards. The most significant risk is flooding, due to its proximity to the Murray River. Heavy rainfall events can cause the river to overflow, inundating low-lying areas of the suburb. Climate change is projected to increase the frequency and intensity of extreme rainfall, leading to more severe and frequent flooding events.

Bushfire risk is also a concern in Rufus, particularly during the hot, dry summer months. The surrounding vegetation provides fuel for bushfires, and strong winds can quickly spread flames. Climate change is expected to lengthen the fire season and increase the severity of bushfires, posing a greater threat to the community.

Heatwaves are another significant hazard in Rufus. The suburb experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This can lead to heat stress and other health problems, particularly for vulnerable populations.

While coastal hazards are not a direct threat to Rufus due to its inland location, the broader impacts of climate change, such as disruptions to supply chains and increased migration, could indirectly affect the suburb. Residents should stay informed about climate risks and take steps to prepare for potential impacts.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Rufus?

The main climate change risks in Rufus are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare my property for flooding?

You can prepare your property for flooding by raising electrical outlets, installing flood barriers, and developing a flood emergency plan.

What should I do during a heatwave?

During a heatwave, you should stay indoors, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

How can I reduce my bushfire risk?

You can reduce your bushfire risk by clearing vegetation around your property, maintaining your gutters, and having a bushfire survival plan.

Where can I find more information about climate change in Rufus?

You can find more information about climate change in Rufus on the Wentworth Shire Council website, the NSW State Emergency Service website, and the Bureau of Meteorology website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections