Climate Risk in Rushes Creek, NSW

Rushes Creek, New South Wales
Medium Risk
Updated May 2026

Rushes Creek faces moderate risks from flooding and heatwaves, which are expected to increase with climate change. Bushfire risk is also a concern. Coastal risks are minimal due to its inland location.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Rushes Creek

increasing

Flood

60/100

Rushes Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

The bushfire risk in Rushes Creek is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.

Key drivers:

  • ·Increased heatwaves
  • ·Drought conditions
increasing

Heat

60/100

Rushes Creek is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
stable

Coastal

10/100

Rushes Creek is not located near the coast, therefore the risk of coastal hazards is very low.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Rushes Creek

Detailed Hazard Analysis

heat Risk

60/100

Rushes Creek is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.5

Data source

flood Risk

60/100

Rushes Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Rushes Creek is not located near the coast, therefore the risk of coastal hazards is very low.

Projections (RCP8.5)

2030

1.0

2050

1.0

bushfire Risk

40/100

The bushfire risk in Rushes Creek is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.

Primary Drivers

  • ·Increased heatwaves
  • ·Drought conditions
  • ·Surrounding vegetation

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risk.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and mitigation measures.
  • 3.Consider heatwave resilience.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
200-250m
Flood Zone
Potentially affected

Local creeks and drainage systems may be overwhelmed during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area is surrounded by bushland, increasing the risk of bushfires.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2011
floodModerate

Major flooding occurred in the region, impacting several properties.

Source
2013
bushfireModerate

Bushfires impacted the region, causing property damage and evacuations.

Source
2017
floodMinor

Localized flooding occurred due to heavy rainfall.

Source
2019
heatwaveModerate

Prolonged heatwave conditions impacted the region.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.6(+0.6)
heat606.7(+0.7)7.5(+1.5)
coastal101.01.0

By 2030, Rushes Creek is projected to experience a notable increase in heatwave frequency and intensity, along with a moderate increase in flood risk due to more intense rainfall events. Bushfire risk is also expected to rise slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Implement Bushfire Management Strategies

Near-term

Develop and implement bushfire management plans, including vegetation management and community education.

Est. cost: Medium

Learn more

Develop Heatwave Response Plans

Immediate

Create heatwave response plans to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to mitigate the impacts of drought and water scarcity.

Est. cost: Low

Learn more

About Rushes Creek's Climate Risk Profile

Rushes Creek, NSW, is a rural locality that faces several climate-related challenges. The primary concerns are increasing flood risk due to more intense rainfall events and rising heatwave frequency and intensity. Bushfire risk is also a factor, particularly during dry periods.

The area's proximity to waterways makes it susceptible to flooding, and climate change projections indicate that rainfall intensity will increase, leading to more frequent and severe flood events. This poses a threat to infrastructure, property, and human safety.

Heatwaves are also expected to become more common and intense, impacting vulnerable populations such as the elderly and those with pre-existing health conditions. The urban heat island effect may exacerbate these impacts in built-up areas.

While coastal risks are minimal due to its inland location, the community should focus on adaptation measures to mitigate the impacts of flooding, bushfires and heatwaves. These measures may include improving drainage infrastructure, implementing bushfire management strategies, and developing heatwave response plans.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Rushes Creek?

The main climate risks include increased flooding, more frequent and intense heatwaves, and a moderate risk of bushfires.

How will climate change affect property values in Rushes Creek?

Property values may be affected by increasing climate risks, particularly from flooding and bushfires. Insurance premiums may also increase.

What can residents do to prepare for heatwaves?

Residents can prepare by staying hydrated, seeking air-conditioned environments, and checking on vulnerable neighbors.

What is the council doing to address climate change?

The council is currently developing a climate strategy to address climate change impacts. Check the council website for updates.

Where can I find more information about flood risks in Rushes Creek?

You can find flood maps and information on the NSW Government website and the local council website.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections