Bushfire Risk in Scotia, NSW: 2026 Assessment

Scotia, New South Wales
The area around Scotia has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.Updated 29 May 2026

Bushfire Risk Score

6.0/10

The area around Scotia has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.

Key Facts

Bushfire Risk
The area around Scotia has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.
Trend
increasing
Suburb
Scotia, NSW
Overall Risk
Medium
Postcode
2648
Highest high-risk exposure
14.1% of land (bushfire)

Bushfire Risk Analysis

Scotia, New South Wales, has a the area around scotia has a high bushfire risk due to the presence of surrounding bushland. hot, dry conditions exacerbate this risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Prepare your property according to RFS guidelines.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Scotia, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Scotia including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Scotia sits within ClimateNest's suburb-level hazard model for bushfire risk. 14.1% of the suburb's land area is mapped in high-risk bushfire zones and 63.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Scotia.

Scotia (postcode 2648) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.1% of land in high-risk zones), surface flood (10.3% of land in high-risk zones), riverine flood (8.9% of land in high-risk zones). Exposure is not uniform across Scotia — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS bushfire prone area map
Bushfire Prone AreaYes

Historical Events

2020
Major

Widespread bushfires affected the region, causing significant damage and loss.

2013
Moderate

Bushfires threatened properties in the area, requiring evacuations and property protection efforts.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Install flood barriers and improve drainage systems to protect properties from flooding.

Est. cost: Medium

Bushfire Preparedness

Immediate

Clear vegetation around properties and prepare a bushfire survival plan.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Upgrade Infrastructure

Long-term

Invest in infrastructure upgrades to improve resilience to climate change impacts.

Est. cost: High

Council & Emergency Services

Local Council
Emergency Services

Data last updated: 29 May 2026

Explore Scotia Risk Reports

Frequently Asked Questions

Is Scotia in a bushfire prone area?

Parts of Scotia may be designated as bushfire prone land. Based on available data, Scotia has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Scotia?

BAL ratings in Scotia depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Scotia?

Yes, properties in bushfire-prone parts of Scotia may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Scotia?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Scotia is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.1% of Scotia in high-risk zones for bushfire, with a further 63.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Scotia Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Scotia, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections