Bushfire Risk in Scotland Island, NSW: 2026 Assessment

Scotland Island, New South Wales· UNKNOWN
Scotland Island faces a moderate bushfire risk due to surrounding bushland. Dry conditions and strong winds can increase the likelihood of fire spread.Updated 24 May 2026

Bushfire Risk Score

4.2/10

Scotland Island faces a moderate bushfire risk due to surrounding bushland. Dry conditions and strong winds can increase the likelihood of fire spread.

Key Facts

Bushfire Risk
Scotland Island faces a moderate bushfire risk due to surrounding bushland. Dry conditions and strong winds can increase the likelihood of fire spread.
Trend
stable
Suburb
Scotland Island, NSW
Overall Risk
Medium
Postcode
2105
Highest high-risk exposure
12.8% of land (bushfire)

Bushfire Risk Analysis

Scotland Island, New South Wales, has a scotland island faces a moderate bushfire risk due to surrounding bushland. dry conditions and strong winds can increase the likelihood of fire spread. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The island is surrounded by dense bushland, increasing the risk of bushfires.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Scotland Island, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Scotland Island including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Scotland Island sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.8% of the suburb's land area is mapped in high-risk bushfire zones and 71.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Scotland Island.

Scotland Island (postcode 2105) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.8% of land in high-risk zones), surface flood (8% of land in high-risk zones), riverine flood (7.8% of land in high-risk zones). Exposure is not uniform across Scotland Island — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2020
Minor

A small bushfire occurred near Scotland Island, but was quickly contained.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct seawalls and levees to protect low-lying areas from flooding.

Est. cost: High

Bushfire Risk Management

Near-term

Implement vegetation management programs and improve building codes to reduce bushfire risk.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave response plan and provide cooling centers for vulnerable populations.

Est. cost: Low

Coastal Erosion Mitigation

Long-term

Implement coastal protection measures such as beach nourishment and dune stabilization.

Est. cost: High

Upgrade Infrastructure

Long-term

Ensure critical infrastructure is resilient to climate change impacts.

Est. cost: Very High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 24 May 2026

Explore Scotland Island Risk Reports

Frequently Asked Questions

Is Scotland Island in a bushfire prone area?

Parts of Scotland Island may be designated as bushfire prone land. Based on available data, Scotland Island has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Scotland Island?

BAL ratings in Scotland Island depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Scotland Island?

Yes, properties in bushfire-prone parts of Scotland Island may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Scotland Island?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Scotland Island is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.8% of Scotland Island in high-risk zones for bushfire, with a further 71.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Scotland Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Scotland Island, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections