๐Ÿ“ฎ South Albury postcode: 2640

Flood Risk in South Albury, NSW: 2026 Assessment

South Albury, New South Walesยท Alburyยท 2640
South Albury faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 13 Apr 2026

Flood Risk Score

6.5/10

South Albury faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
South Albury faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
South Albury, NSW
Overall Risk
Medium
Postcode
2640
Highest high-risk exposure
9.6% of land (riverine flood)

Flood Risk Analysis

South Albury, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that South Albury has experienced several significant flood events in the past.

South Albury faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

South Albury sits within ClimateNest's suburb-level hazard model for flood risk. 9.6% of the suburb's land area is mapped in high-risk flood zones and 62.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in South Albury.

South Albury (postcode 2640) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (9.6% of land in high-risk zones), surface flood (6.9% of land in high-risk zones), bushfire (6.8% of land in high-risk zones). Exposure is not uniform across South Albury โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range160-170m
Flood Zone ClassificationAreas near the Murray River are prone to flooding.

Historical Events

2012
Moderate

Significant flooding along the Murray River affected parts of South Albury.

2006
Moderate

Flooding impacted low-lying areas of South Albury.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.

Est. cost: High

Enhance Heatwave Preparedness

Immediate

Develop a heatwave management plan to protect vulnerable populations during extreme heat events.

Est. cost: Medium

Strengthen Bushfire Resilience

Near-term

Implement bushfire risk reduction measures, such as vegetation management and building upgrades.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce water stress during droughts and heatwaves.

Est. cost: Low

Community Awareness Programs

Near-term

Educate residents about climate change risks and adaptation measures through community workshops and information campaigns.

Est. cost: Low

Council & Emergency Services

Albury City Council
Emergency Services

Data last updated: 13 April 2026

Explore South Albury Risk Reports

Frequently Asked Questions

Is South Albury at risk of flooding?

Based on available data, South Albury has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in South Albury?

Insurance costs for flood cover in South Albury depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in South Albury?

Yes, flood risk can affect property values in South Albury. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in South Albury?

Elevation is a critical factor in flood risk. Properties at higher elevations within South Albury typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of South Albury is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 9.6% of South Albury in high-risk zones for riverine flood, with a further 62.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is South Albury Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Albury, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections