Flood Risk in South Bathurst, NSW: 2026 Assessment

South Bathurst, New South Wales· UNKNOWN
South Bathurst faces a moderate risk of flooding, primarily from the Macquarie River. Properties close to the river are most vulnerable.Updated 13 Apr 2026

Flood Risk Score

6.5/10

South Bathurst faces a moderate risk of flooding, primarily from the Macquarie River. Properties close to the river are most vulnerable.

Key Facts

Flood Risk
South Bathurst faces a moderate risk of flooding, primarily from the Macquarie River. Properties close to the river are most vulnerable.
Trend
increasing
Suburb
South Bathurst, NSW
Overall Risk
Medium
Postcode
2795
Highest high-risk exposure
12.3% of land (riverine flood)

Flood Risk Analysis

South Bathurst, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties close to the Macquarie River are at higher risk.

South Bathurst faces a moderate risk of flooding, primarily from the Macquarie River. Properties close to the river are most vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

South Bathurst sits within ClimateNest's suburb-level hazard model for flood risk. 12.3% of the suburb's land area is mapped in high-risk flood zones and 79.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in South Bathurst.

South Bathurst (postcode 2795) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (12.3% of land in high-risk zones), surface flood (9.5% of land in high-risk zones), bushfire (9.4% of land in high-risk zones). Exposure is not uniform across South Bathurst — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMacquarie River
Elevation Range660m - 700m
Flood Zone ClassificationAreas near the Macquarie River are designated as flood zones.

Historical Events

2022
Moderate

Heavy rainfall caused the Macquarie River to flood, impacting some properties in South Bathurst.

2010
Moderate

The Macquarie River flooded, impacting low-lying areas of South Bathurst.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage systems to protect properties near the Macquarie River.

Est. cost: High

Implement Heatwave Action Plan

Immediate

Develop a plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Provide education and resources to residents on how to prepare for bushfires, including creating defensible spaces and developing evacuation plans.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage residents to conserve water through rebates and education programs to mitigate the impacts of drought.

Est. cost: Low

Council & Emergency Services

Bathurst Regional Council
Emergency Services

Data last updated: 13 April 2026

Explore South Bathurst Risk Reports

Frequently Asked Questions

Is South Bathurst at risk of flooding?

Based on available data, South Bathurst has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in South Bathurst?

Insurance costs for flood cover in South Bathurst depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in South Bathurst?

Yes, flood risk can affect property values in South Bathurst. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in South Bathurst?

Elevation is a critical factor in flood risk. Properties at higher elevations within South Bathurst typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of South Bathurst is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 12.3% of South Bathurst in high-risk zones for riverine flood, with a further 79.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is South Bathurst Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Bathurst, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections