๐Ÿ“ฎ South Coogee postcode: 2034

Flood Risk in South Coogee, NSW: 2026 Assessment

South Coogee, New South Walesยท Randwickยท 2034
South Coogee faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.Updated 25 May 2026

Flood Risk Score

6.5/10

South Coogee faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.

Key Facts

Flood Risk
South Coogee faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.
Trend
increasing
Suburb
South Coogee, NSW
Overall Risk
Medium
Postcode
2034
Highest high-risk exposure
9% of land (coastal inundation)

Flood Risk Analysis

South Coogee, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Low-lying areas near the coast are most vulnerable to flooding.

South Coogee faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

South Coogee sits within ClimateNest's suburb-level hazard model for flood risk. 4.4% of the suburb's land area is mapped in high-risk flood zones and 83.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in South Coogee.

South Coogee (postcode 2034) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are coastal inundation (9% of land in high-risk zones), bushfire (8.2% of land in high-risk zones), extreme wind (4.7% of land in high-risk zones). Exposure is not uniform across South Coogee โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCoastal Waters
Elevation Range0-30 meters
Flood Zone ClassificationCoastal Inundation Zone

Historical Events

2022
Moderate

Heavy rainfall caused localized flooding in low-lying areas of South Coogee.

Adaptation & Mitigation Actions

Improve Coastal Defenses

Near-term

Invest in seawalls, beach nourishment, and other coastal protection measures to mitigate erosion and inundation.

Est. cost: High

Enhance Urban Green Spaces

Immediate

Increase tree canopy cover and create more green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Upgrade Drainage Infrastructure

Near-term

Improve stormwater drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: High

Community Awareness Programs

Long-term

Educate residents about climate risks and adaptation strategies through workshops, online resources, and community events.

Est. cost: Low

Council & Emergency Services

Randwick City Council
Emergency Services

Data last updated: 25 May 2026

Explore South Coogee Risk Reports

Frequently Asked Questions

Is South Coogee at risk of flooding?

Based on available data, South Coogee has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in South Coogee?

Insurance costs for flood cover in South Coogee depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in South Coogee?

Yes, flood risk can affect property values in South Coogee. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in South Coogee?

Elevation is a critical factor in flood risk. Properties at higher elevations within South Coogee typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of South Coogee is exposed to high coastal inundation risk?

ClimateNest's hazard overlay maps 9% of South Coogee in high-risk zones for coastal inundation, with a further 74.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is South Coogee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Coogee, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections