๐Ÿ“ฎ South Hurstville postcode: 2221

Flood Risk in South Hurstville, NSW: 2026 Assessment

South Hurstville, New South Walesยท Georges Riverยท 2221
South Hurstville faces a moderate risk of flooding due to its proximity to the Georges River and low-lying areas. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.Updated 18 May 2026

Flood Risk Score

6.5/10

South Hurstville faces a moderate risk of flooding due to its proximity to the Georges River and low-lying areas. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Key Facts

Flood Risk
South Hurstville faces a moderate risk of flooding due to its proximity to the Georges River and low-lying areas. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.
Trend
increasing
Suburb
South Hurstville, NSW
Overall Risk
Medium
Postcode
2221
Highest high-risk exposure
17.2% of land (bushfire)

Flood Risk Analysis

South Hurstville, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some properties are located in areas prone to flash flooding.

South Hurstville faces a moderate risk of flooding due to its proximity to the Georges River and low-lying areas. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

South Hurstville sits within ClimateNest's suburb-level hazard model for flood risk. 3.9% of the suburb's land area is mapped in high-risk flood zones and 75.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in South Hurstville.

South Hurstville (postcode 2221) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.2% of land in high-risk zones), surface flood (12.7% of land in high-risk zones), riverine flood (3.9% of land in high-risk zones). Exposure is not uniform across South Hurstville โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayGeorges River
Elevation Range5-15 meters
Flood Zone ClassificationPartially within flood zone

Historical Events

2022
Moderate

Heavy rainfall caused localized flooding in low-lying areas of South Hurstville.

2013
Minor

Minor flooding occurred along the Georges River after heavy rainfall.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood barriers, drainage improvements, and elevated building foundations to reduce flood damage.

Est. cost: Medium

Enhance Heatwave Preparedness

Immediate

Establish cooling centers, promote energy efficiency, and implement heatwave early warning systems to protect vulnerable populations.

Est. cost: Low

Strengthen Coastal Protection

Long-term

Implement coastal erosion control measures, protect and restore coastal ecosystems, and plan for managed retreat in vulnerable areas.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water-efficient landscaping, rainwater harvesting, and greywater recycling to reduce water demand during droughts.

Est. cost: Low

Council & Emergency Services

Georges River Council
Emergency Services

Data last updated: 18 May 2026

Explore South Hurstville Risk Reports

Frequently Asked Questions

Is South Hurstville at risk of flooding?

Based on available data, South Hurstville has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in South Hurstville?

Insurance costs for flood cover in South Hurstville depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in South Hurstville?

Yes, flood risk can affect property values in South Hurstville. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in South Hurstville?

Elevation is a critical factor in flood risk. Properties at higher elevations within South Hurstville typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of South Hurstville is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.2% of South Hurstville in high-risk zones for bushfire, with a further 64.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is South Hurstville Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Hurstville, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections