๐Ÿ“ฎ South Kempsey postcode: 2440

South Kempsey Demographics: Population, Age & Income Profile (NSW)

South Kempsey, New South Walesยท Kempseyยท 2440
South Kempsey has a medium demographic profile typical of New South Wales suburbsUpdated 18 May 2026

Liveability Score

5.8/10

South Kempsey has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own โ€” 31.5% rent
Postcode
2440
Highest high-risk exposure
12.7% of land (bushfire)

Demographics Analysis

South Kempsey in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating South Kempsey.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like South Kempsey. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your South Kempsey property to understand how climate projections may affect your investment.

South Kempsey (postcode 2440) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.7% of land in high-risk zones), surface flood (9.9% of land in high-risk zones), riverine flood (5.2% of land in high-risk zones). Exposure is not uniform across South Kempsey โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in levees, drainage systems, and other flood mitigation infrastructure to protect properties from inundation.

Est. cost: High

Implement Heatwave Early Warning System

Near-term

Develop and implement a heatwave early warning system to alert residents of impending extreme heat events and provide guidance on how to stay safe.

Est. cost: Medium

Promote Bushfire Preparedness

Near-term

Educate residents on bushfire safety measures, including clearing vegetation around homes and preparing a bushfire survival plan.

Est. cost: Low

Strengthen Building Codes

Long-term

Update building codes to require new construction to be more resilient to climate-related hazards, such as flooding and extreme heat.

Est. cost: Medium

Community Education Programs

Immediate

Run workshops and distribute information on how residents can prepare for and respond to climate-related hazards.

Est. cost: Low

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 18 May 2026

Explore South Kempsey Risk Reports

Frequently Asked Questions

What is the population of South Kempsey?

Population data for South Kempsey comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in South Kempsey?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for South Kempsey. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in South Kempsey?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in South Kempsey?

The demographic profile of South Kempsey is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 โ€” use this as context when assessing the demographic character of South Kempsey.

What share of South Kempsey is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.7% of South Kempsey in high-risk zones for bushfire, with a further 81% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is South Kempsey Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Kempsey, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections