📮 South West Rocks postcode: 2431

Bushfire Risk in South West Rocks, NSW: 2026 Assessment

South West Rocks, New South Wales· Kempsey· 2431
The area surrounding South West Rocks has bushland, increasing the risk of bushfires, especially during dry and windy conditions.Updated 8 Mar 2026

Bushfire Risk Score

4.2/10

The area surrounding South West Rocks has bushland, increasing the risk of bushfires, especially during dry and windy conditions.

Key Facts

Bushfire Risk
The area surrounding South West Rocks has bushland, increasing the risk of bushfires, especially during dry and windy conditions.
Trend
increasing
Suburb
South West Rocks, NSW
Overall Risk
Medium
Postcode
2431
Highest high-risk exposure
9.5% of land (bushfire)

Bushfire Risk Analysis

South West Rocks, New South Wales, has a the area surrounding south west rocks has bushland, increasing the risk of bushfires, especially during dry and windy conditions. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The western and southern edges of the suburb border bushfire-prone areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For South West Rocks, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for South West Rocks including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

South West Rocks sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.5% of the suburb's land area is mapped in high-risk bushfire zones and 81.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in South West Rocks.

South West Rocks (postcode 2431) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.5% of land in high-risk zones), surface flood (6.5% of land in high-risk zones), extreme wind (4.4% of land in high-risk zones). Exposure is not uniform across South West Rocks — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires threatened the outskirts of South West Rocks, requiring residents to be prepared for evacuation.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: High

Implement Bushfire Management Plans

Near-term

Develop and implement bushfire management plans to reduce the risk of bushfires impacting the community.

Est. cost: Medium

Protect Coastal Ecosystems

Long-term

Protect and restore coastal ecosystems, such as mangroves and dunes, to provide natural protection against coastal erosion.

Est. cost: Medium

Develop Heatwave Response Plans

Immediate

Develop and implement heatwave response plans to protect vulnerable populations during extreme heat events.

Est. cost: Low

Raise Awareness

Near-term

Educate the community about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 8 March 2026

Explore South West Rocks Risk Reports

Frequently Asked Questions

Is South West Rocks in a bushfire prone area?

Parts of South West Rocks may be designated as bushfire prone land. Based on available data, South West Rocks has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in South West Rocks?

BAL ratings in South West Rocks depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in South West Rocks?

Yes, properties in bushfire-prone parts of South West Rocks may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in South West Rocks?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of South West Rocks is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.5% of South West Rocks in high-risk zones for bushfire, with a further 81.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is South West Rocks Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South West Rocks, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections