Climate Risk in South Windsor, NSW

South Windsor, New South Wales· Hawkesbury· 2756
High Risk
Updated Apr 2026

South Windsor faces significant climate risks, primarily from flooding and heatwaves. The suburb's proximity to the Hawkesbury River makes it vulnerable to increased flooding due to climate change. Residents should prepare for more frequent and intense extreme weather events.

Overall Risk Score

72/100
High

Confidence: Medium

Hazard Breakdown

Flood
8.5
Bushfire
6.0
Heat
7.0
Coastal
2.0

Climate Hazard Breakdown for South Windsor

increasing

Flood

85/100

South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

60/100

South Windsor faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to lengthen the bushfire season and increase fire intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation
increasing

Heat

70/100

South Windsor experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
increasing

Coastal

20/100

South Windsor is not directly exposed to coastal hazards, but sea level rise may indirectly affect the region through increased riverine flooding.

Key drivers:

  • ·Sea level rise
  • ·Storm surge
stable

Wind

40/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

55/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

30/100

Moderate social stability — mixed urban density

increasing

Energy

50/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for South Windsor

Detailed Hazard Analysis

heat Risk

70/100

South Windsor experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

85/100

South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding

Projections (RCP8.5)

2030

8.8

2050

9.2

Data source

coastal Risk

20/100

South Windsor is not directly exposed to coastal hazards, but sea level rise may indirectly affect the region through increased riverine flooding.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge

Projections (RCP8.5)

2030

2.2

2050

2.5

Data source

bushfire Risk

60/100

South Windsor faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to lengthen the bushfire season and increase fire intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Stronger winds

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high flood risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance options and potential premium increases.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hawkesbury River
Elevation Range
10-30 meters
Flood Zone
Yes

The Hawkesbury River regularly floods, impacting low-lying areas of South Windsor. Historical flood data and council flood maps provide valuable information for residents.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone Area
Yes

Much of the area surrounding South Windsor is designated as bushfire-prone land. Residents should maintain firebreaks and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
3 days

South Windsor experiences several days above 35°C each summer. Heat stress can be a significant health risk, particularly for the elderly and those with chronic conditions.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Indirectly through riverine flooding
Erosion Risk
Low

Historical Climate Events

2022
floodMajor

Severe flooding of the Hawkesbury River inundated large parts of South Windsor, causing widespread damage and displacement.

Source
2021
floodModerate

Significant flooding along the Hawkesbury River impacted South Windsor, causing property damage and road closures.

Source
2020
bushfireModerate

Bushfires in the surrounding Hawkesbury region caused smoky conditions and increased fire risk in South Windsor.

Source
2019
heatwaveModerate

Prolonged heatwave conditions in January led to increased heat stress and strain on infrastructure.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood858.8(+0.3)9.2(+0.7)
bushfire606.2(+0.2)6.5(+0.5)
heat707.5(+0.5)8.0(+1.0)
coastal202.1(+0.1)2.3(+0.3)

By 2030, South Windsor is projected to experience a notable increase in flood and heatwave risks under a high emissions scenario. Bushfire risk will also increase, requiring enhanced preparedness measures.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in levees, drainage improvements, and flood-proofing measures to protect properties from rising floodwaters.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement stricter building codes for fire resistance, maintain firebreaks, and conduct community education programs on bushfire safety.

Est. cost: Medium

Learn more

Develop Heat Action Plans

Immediate

Establish cooling centers, provide heatwave early warning systems, and promote public awareness campaigns on heat safety.

Est. cost: Low

Learn more

Strengthen Emergency Response

Near-term

Improve coordination between emergency services, develop evacuation plans, and ensure adequate resources are available to respond to extreme weather events.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Implement water restrictions, encourage rainwater harvesting, and invest in water-efficient infrastructure to manage water scarcity during droughts.

Est. cost: Medium

Learn more

About South Windsor's Climate Risk Profile

South Windsor, located in the Hawkesbury region of New South Wales, is increasingly vulnerable to the impacts of climate change. The most pressing concern is the escalating risk of flooding, driven by more intense rainfall events and potential sea level rise affecting the Hawkesbury River.

Bushfire risk is also a factor, with hotter and drier conditions lengthening the fire season and increasing the intensity of potential fires. The surrounding bushland contributes to this risk, requiring residents to be vigilant and prepared.

Heatwaves are becoming more frequent and severe, posing a threat to vulnerable populations, especially during the summer months. The urban environment can exacerbate the effects of heat, making it essential to implement strategies to mitigate heat stress.

While not directly on the coast, South Windsor may experience indirect impacts from sea level rise through increased riverine flooding. Adapting to these changes will require a coordinated effort from residents, local government, and emergency services.

Data sources: BOM · CSIRO · NSW SES · NSW RFS · Hawkesbury City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for South Windsor?

The primary risks are increased flooding from the Hawkesbury River, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in South Windsor?

Properties in flood-prone areas may experience a decrease in value, while insurance premiums are likely to increase due to the higher risk of extreme weather events.

What is the council doing to address climate change in South Windsor?

Hawkesbury City Council is developing and implementing strategies to mitigate and adapt to climate change, including improving flood defenses and promoting sustainable practices.

How can I prepare my home for a flood in South Windsor?

You can flood-proof your home by raising electrical outlets, installing flood barriers, and ensuring proper drainage. Refer to the Hawkesbury City Council's flood preparedness resources for more information.

What should I do during a heatwave in South Windsor?

Stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

Where can I find information about bushfire risks in South Windsor?

The NSW Rural Fire Service provides information about bushfire-prone areas and bushfire safety. You can also contact the Hawkesbury City Council for local bushfire information.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections