๐Ÿ“ฎ Speers Point postcode: 2284

Speers Point Demographics: Population, Age & Income Profile (NSW)

Speers Point, New South Walesยท Lake Macquarieยท 2284
Speers Point has a medium demographic profile typical of New South Wales suburbsUpdated 21 May 2026

Liveability Score

5.2/10

Speers Point has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own โ€” 31.5% rent
Postcode
2284
Highest high-risk exposure
8.4% of land (bushfire)

Demographics Analysis

Speers Point in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating Speers Point.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Speers Point. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Speers Point property to understand how climate projections may affect your investment.

Speers Point (postcode 2284) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (8.4% of land in high-risk zones), riverine flood (6.2% of land in high-risk zones), surface flood (4.8% of land in high-risk zones). Exposure is not uniform across Speers Point โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Develop Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers, public awareness campaigns, and early warning systems.

Est. cost: Medium

Strengthen Coastal Protection

Long-term

Implement measures to protect against coastal erosion and inundation, such as seawalls, beach nourishment, and managed retreat.

Est. cost: Very High

Enhance Bushfire Preparedness

Near-term

Reduce bushfire risk through vegetation management, fire breaks, and community education programs.

Est. cost: Medium

Council & Emergency Services

Lake Macquarie City Council
Emergency Services

Data last updated: 21 May 2026

Explore Speers Point Risk Reports

Frequently Asked Questions

What is the population of Speers Point?

Population data for Speers Point comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Speers Point?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Speers Point. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Speers Point?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Speers Point?

The demographic profile of Speers Point is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 โ€” use this as context when assessing the demographic character of Speers Point.

What share of Speers Point is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 8.4% of Speers Point in high-risk zones for bushfire, with a further 83.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Speers Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Speers Point, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections