📮 St Andrews postcode: 2566

Bushfire Risk in St Andrews, NSW: 2026 Assessment

St Andrews, New South Wales· Campbelltown· 2566
The suburb has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 9 Mar 2026

Bushfire Risk Score

4.2/10

The suburb has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The suburb has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
St Andrews, NSW
Overall Risk
Medium
Postcode
2566
Highest high-risk exposure
11.7% of land (riverine flood)

Bushfire Risk Analysis

St Andrews, New South Wales, has a the suburb has a moderate bushfire risk due to surrounding bushland. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should maintain firebreaks and have a bushfire survival plan.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For St Andrews, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for St Andrews including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

St Andrews sits within ClimateNest's suburb-level hazard model for bushfire risk. 7.4% of the suburb's land area is mapped in high-risk bushfire zones and 77.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in St Andrews.

St Andrews (postcode 2566) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (11.7% of land in high-risk zones), surface flood (10.3% of land in high-risk zones), bushfire (7.4% of land in high-risk zones). Exposure is not uniform across St Andrews — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneBushfire Prone Land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in surrounding areas caused smoke haze and increased fire risk in St Andrews.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heat events.

Est. cost: Low

Bushfire Preparedness Programs

Near-term

Conduct community workshops and provide resources on bushfire preparedness, including creating bushfire survival plans.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce strain on water resources during periods of drought and heat.

Est. cost: Low

Cooling Centers

Immediate

Establish public cooling centers for vulnerable residents during extreme heat events.

Est. cost: Medium

Council & Emergency Services

Campbelltown City Council
Emergency Services

Data last updated: 9 March 2026

Explore St Andrews Risk Reports

Frequently Asked Questions

Is St Andrews in a bushfire prone area?

Parts of St Andrews may be designated as bushfire prone land. Based on available data, St Andrews has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in St Andrews?

BAL ratings in St Andrews depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in St Andrews?

Yes, properties in bushfire-prone parts of St Andrews may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in St Andrews?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of St Andrews is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 11.7% of St Andrews in high-risk zones for riverine flood, with a further 63.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is St Andrews Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Andrews, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections