๐Ÿ“ฎ St Georges Basin postcode: 2540

St Georges Basin Demographics: Population, Age & Income Profile (NSW)

St Georges Basin, New South Walesยท Shoalhavenยท 2540
St Georges Basin has a medium demographic profile typical of New South Wales suburbsUpdated 25 May 2026

Liveability Score

5.2/10

St Georges Basin has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own โ€” 31.5% rent
Postcode
2540
Highest high-risk exposure
17.3% of land (bushfire)

Demographics Analysis

St Georges Basin in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating St Georges Basin.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like St Georges Basin. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your St Georges Basin property to understand how climate projections may affect your investment.

St Georges Basin (postcode 2540) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.3% of land in high-risk zones), surface flood (12.6% of land in high-risk zones), riverine flood (12% of land in high-risk zones). Exposure is not uniform across St Georges Basin โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to better manage increased rainfall and reduce flood risk.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion and sea level rise.

Est. cost: High

Develop a heatwave management plan

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Bushfire preparedness programs

Near-term

Educate residents on bushfire safety and evacuation procedures, and maintain firebreaks around properties.

Est. cost: Low

Raise awareness of climate risks

Immediate

Inform residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore St Georges Basin Risk Reports

Frequently Asked Questions

What is the population of St Georges Basin?

Population data for St Georges Basin comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in St Georges Basin?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for St Georges Basin. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in St Georges Basin?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in St Georges Basin?

The demographic profile of St Georges Basin is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 โ€” use this as context when assessing the demographic character of St Georges Basin.

What share of St Georges Basin is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.3% of St Georges Basin in high-risk zones for bushfire, with a further 54.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is St Georges Basin Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Georges Basin, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections