Flood Risk in St Ives, NSW: 2026 Assessment
Flood Risk Score
6.5/10St Ives faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. Development patterns and stormwater infrastructure contribute to the risk.
Key Facts
- Flood Risk
- St Ives faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. Development patterns and stormwater infrastructure contribute to the risk.
- Trend
- increasing
- Suburb
- St Ives, NSW
- Overall Risk
- Medium
- Postcode
- 2075
- Highest high-risk exposure
- 21.7% of land (bushfire)
Flood Risk Analysis
St Ives, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Ku-ring-gai Council maintains flood maps and provides information on flood preparedness.
St Ives faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. Development patterns and stormwater infrastructure contribute to the risk.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
St Ives sits within ClimateNest's suburb-level hazard model for flood risk. 6% of the suburb's land area is mapped in high-risk flood zones and 69.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in St Ives.
St Ives (postcode 2075) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (21.7% of land in high-risk zones), surface flood (8.8% of land in high-risk zones), riverine flood (6% of land in high-risk zones). Exposure is not uniform across St Ives โ individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Heavy rainfall led to localized flooding in parts of St Ives.
Adaptation & Mitigation Actions
Improve stormwater infrastructure
Near-termUpgrade stormwater drainage systems to handle increased rainfall intensity and reduce flood risks.
Est. cost: High
Implement bushfire management strategies
ImmediateConduct regular bushfire hazard reduction activities and educate residents on bushfire preparedness.
Est. cost: Medium
Develop a heatwave response plan
Near-termEstablish cooling centers and provide support to vulnerable populations during heatwave events.
Est. cost: Low
Promote water conservation
Long-termEncourage residents to reduce water consumption through rebates and educational programs.
Est. cost: Low
Enhance community resilience
Near-termFoster community networks and support systems to help residents cope with climate-related disasters.
Est. cost: Low
Council & Emergency Services
Explore St Ives Risk Reports
View other climate risk assessments for St Ives:
Frequently Asked Questions
Is St Ives at risk of flooding?
Based on available data, St Ives has a notable flood risk profile. Flood risk varies by address โ check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in St Ives?
Insurance costs for flood cover in St Ives depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in St Ives?
Yes, flood risk can affect property values in St Ives. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in St Ives?
Elevation is a critical factor in flood risk. Properties at higher elevations within St Ives typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What share of St Ives is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 21.7% of St Ives in high-risk zones for bushfire, with a further 73.3% in moderate-risk zones. Suburb-level exposure is not uniform โ individual properties can differ from these averages, so an address-level check is recommended.
Is St Ives Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for St Ives, New South Wales, covering flood, bushfire, sea level rise and more.
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