📮 Stanwell Tops postcode: 2508

Bushfire Risk in Stanwell Tops, NSW: 2026 Assessment

Stanwell Tops, New South Wales· Wollongong· 2508
Stanwell Tops faces a high risk of bushfires due to its location near bushland and prevailing dry conditions during summer.Updated 30 May 2026

Bushfire Risk Score

7.0/10

Stanwell Tops faces a high risk of bushfires due to its location near bushland and prevailing dry conditions during summer.

Key Facts

Bushfire Risk
Stanwell Tops faces a high risk of bushfires due to its location near bushland and prevailing dry conditions during summer.
Trend
increasing
Suburb
Stanwell Tops, NSW
Overall Risk
Medium
Postcode
2508
Highest high-risk exposure
19.6% of land (bushfire)

Bushfire Risk Analysis

Stanwell Tops, New South Wales, has a stanwell tops faces a high risk of bushfires due to its location near bushland and prevailing dry conditions during summer. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The RFS has identified areas within Stanwell Tops as high bushfire risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Stanwell Tops, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Stanwell Tops including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Stanwell Tops sits within ClimateNest's suburb-level hazard model for bushfire risk. 19.6% of the suburb's land area is mapped in high-risk bushfire zones and 64% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Stanwell Tops.

Stanwell Tops (postcode 2508) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.6% of land in high-risk zones), surface flood (11.9% of land in high-risk zones), riverine flood (7% of land in high-risk zones). Exposure is not uniform across Stanwell Tops — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to Royal National Park
BAL Overlay / ZoneBushfire prone area overlay applies
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfire near Royal National Park threatened properties in Stanwell Tops.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Clear vegetation around properties, develop a bushfire survival plan, and ensure adequate insurance coverage.

Est. cost: Low

Enhance Flood Resilience

Near-term

Elevate homes, install flood barriers, and ensure proper drainage systems.

Est. cost: Medium

Implement Heatwave Action Plan

Near-term

Establish cooling centers, provide public awareness campaigns, and ensure access to healthcare for vulnerable populations.

Est. cost: Low

Protect Coastal Areas

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, and restrict development in vulnerable areas.

Est. cost: High

Upgrade Infrastructure

Long-term

Upgrade existing infrastructure to withstand extreme weather events, including roads, bridges, and power grids.

Est. cost: High

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Stanwell Tops Risk Reports

Frequently Asked Questions

Is Stanwell Tops in a bushfire prone area?

Parts of Stanwell Tops may be designated as bushfire prone land. Based on available data, Stanwell Tops has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Stanwell Tops?

BAL ratings in Stanwell Tops depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Stanwell Tops?

Yes, properties in bushfire-prone parts of Stanwell Tops may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Stanwell Tops?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Stanwell Tops is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.6% of Stanwell Tops in high-risk zones for bushfire, with a further 64% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stanwell Tops Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stanwell Tops, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections