Bushfire Risk in Stewarts River, NSW: 2026 Assessment

Stewarts River, New South Wales· UNKNOWN
The area around Stewarts River has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.Updated 8 May 2026

Bushfire Risk Score

4.0/10

The area around Stewarts River has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Stewarts River has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Trend
increasing
Suburb
Stewarts River, NSW
Overall Risk
Medium
Postcode
2443
Highest high-risk exposure
16.8% of land (bushfire)

Bushfire Risk Analysis

Stewarts River, New South Wales, has a the area around stewarts river has a moderate bushfire risk due to surrounding vegetation. drier conditions and higher temperatures could increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check the RFS website for detailed bushfire risk maps.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Stewarts River, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Stewarts River including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Stewarts River sits within ClimateNest's suburb-level hazard model for bushfire risk. 16.8% of the suburb's land area is mapped in high-risk bushfire zones and 58.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Stewarts River.

Stewarts River (postcode 2443) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.8% of land in high-risk zones), surface flood (11.1% of land in high-risk zones), extreme wind (6.5% of land in high-risk zones). Exposure is not uniform across Stewarts River — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to forested areas
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoke haze and elevated fire danger.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Develop a Heat Action Plan

Immediate

Create a community plan to protect vulnerable residents during heatwaves.

Est. cost: Low

Bushfire Preparedness

Near-term

Implement bushfire mitigation strategies, such as clearing vegetation around properties.

Est. cost: Low

Community Awareness Programs

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Stewarts River Risk Reports

Frequently Asked Questions

Is Stewarts River in a bushfire prone area?

Parts of Stewarts River may be designated as bushfire prone land. Based on available data, Stewarts River has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Stewarts River?

BAL ratings in Stewarts River depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Stewarts River?

Yes, properties in bushfire-prone parts of Stewarts River may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Stewarts River?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Stewarts River is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.8% of Stewarts River in high-risk zones for bushfire, with a further 58.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stewarts River Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stewarts River, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections