📮 Stockinbingal postcode: 2725

Is Stockinbingal, NSW Climate Safe? 2026 Assessment

Stockinbingal, New South Wales· Cootamundra-Gundagai Regional Council· 2725
Moderate climate risk — address-specificUpdated 5 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Stockinbingal faces a moderate risk of flooding due to its location within the Murrumbidgee River catchment. Intense rainfall events can lead to flash flooding and riverine flooding.
Bushfire
The area surrounding Stockinbingal has a moderate bushfire risk due to the presence of grasslands and scattered bushland. Hot, dry conditions during summer increase the likelihood of bushfires.
Heat
Stockinbingal experiences hot summers, and the risk of heatwaves is increasing. Higher average temperatures and more frequent extreme heat events pose a threat to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2725
Highest high-risk exposure
9.6% of land (bushfire)

Climate Safety Analysis

Stockinbingal in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Stockinbingal's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Stockinbingal is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Stockinbingal including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Stockinbingal (postcode 2725) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.6% of land in high-risk zones), surface flood (8.9% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones). Exposure is not uniform across Stockinbingal — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km of town boundary
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayMurrumbidgee River
Flood ZoneAreas adjacent to the Murrumbidgee River are prone to flooding.
Avg January Max32.5 °C

Historical Events

2023
Moderate

Heavy rainfall led to localized flooding, affecting roads and some properties near the Murrumbidgee River.

2019
Major

Severe drought conditions impacted agricultural production and water availability in the region.

2017
Moderate

A prolonged heatwave in January resulted in increased hospital admissions and strain on local infrastructure.

2012
Moderate

Significant rainfall caused flooding in low-lying areas of Stockinbingal, impacting some residential properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade levees and drainage systems to protect properties from flooding.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Low

Bushfire Preparedness

Near-term

Implement community education programs on bushfire preparedness and evacuation procedures.

Est. cost: Low

Water Conservation Measures

Long-term

Promote water conservation measures to address drought risks.

Est. cost: Low

Upgrade Building Codes

Long-term

Incorporate climate resilience measures into building codes to ensure new constructions are better prepared for future climate conditions.

Est. cost: Medium

Council & Emergency Services

Cootamundra-Gundagai Regional Council
Emergency Services

Data last updated: 5 May 2026

Explore Stockinbingal Risk Reports

Frequently Asked Questions

Is Stockinbingal safe from climate change?

No location in Australia is entirely immune to climate change impacts. Stockinbingal has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Stockinbingal?

The dominant hazard for Stockinbingal depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Stockinbingal compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Stockinbingal?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Stockinbingal?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Stockinbingal.

What share of Stockinbingal is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.6% of Stockinbingal in high-risk zones for bushfire, with a further 75.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stockinbingal Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stockinbingal, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections