Climate Risk Assessment for Stony Crossing, NSW

Stony Crossing, New South Wales· Unincorporated NSW
Medium Risk
Updated May 2026

Stony Crossing faces moderate risks from flooding and heatwaves, with increasing bushfire risk. Climate change is expected to exacerbate these hazards, requiring proactive adaptation measures.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Stony Crossing

increasing

Flood

65/100

Stony Crossing faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Low-lying topography
increasing

Bushfire

40/100

The area around Stony Crossing has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

60/100

Stony Crossing is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Stony Crossing is not located near the coast and has a negligible risk from coastal hazards.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Stony Crossing

Detailed Hazard Analysis

heat Risk

60/100

Stony Crossing is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Stony Crossing faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Low-lying topography
  • ·Proximity to waterways

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Stony Crossing is not located near the coast and has a negligible risk from coastal hazards.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Stony Crossing has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property and health.
  • 4.Review insurance coverage and potential premium increases.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local Creeks
Elevation Range
100-120m
Flood Zone
Low-lying areas near creeks

Historical flood data indicates inundation in low-lying areas during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to forested areas
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The area has a history of bushfires, with several past events impacting the community.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
300 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2011
floodModerate

Heavy rainfall caused widespread flooding in the region, inundating low-lying areas and disrupting transportation.

Source
2013
bushfireModerate

A bushfire near Stony Crossing threatened properties and required emergency evacuations.

Source
2017
heatwaveModerate

A prolonged heatwave resulted in heat stress and increased demand for emergency services.

Source
2019
droughtModerate

Prolonged drought conditions impacted agriculture and water resources in the region.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.9(+0.4)7.2(+0.7)7.1(+0.6)7.5(+1.0)
bushfire404.2(+0.2)4.4(+0.4)4.3(+0.3)4.6(+0.6)
heat606.5(+0.5)6.8(+0.8)6.7(+0.7)7.2(+1.2)
coastal101.01.01.01.0

Under a moderate emissions scenario, Stony Crossing is projected to experience a slight increase in overall climate risk, primarily driven by increased flooding and heatwave intensity.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Implement Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Implement fuel reduction programs, improve firebreaks, and educate residents on bushfire safety.

Est. cost: Medium

Learn more

Improve Water Resource Management

Long-term

Implement water conservation measures and explore alternative water sources to address drought risk.

Est. cost: High

Learn more

Community Education Programs

Immediate

Run workshops and distribute information on how residents can prepare for and respond to climate-related hazards.

Est. cost: Low

Learn more

About Stony Crossing's Climate Risk Profile

Stony Crossing, located in New South Wales, is an area that will be increasingly affected by climate change. The primary risks are associated with flooding, heatwaves, and bushfires. Changes in rainfall patterns and rising temperatures are expected to intensify these hazards over the coming decades.

Flooding is a significant concern due to the area's topography and proximity to waterways. Increased rainfall intensity will likely lead to more frequent and severe flood events. This poses a threat to infrastructure, property, and the safety of residents.

Heatwaves are also expected to become more common and intense, placing stress on vulnerable populations, such as the elderly and those with pre-existing health conditions. The increased demand for cooling during heatwaves can also strain energy infrastructure.

Bushfire risk is projected to increase as hotter, drier conditions become more prevalent. This could lead to more frequent and intense bushfires, threatening property and ecosystems. Proactive measures, such as fuel reduction and community education, are essential to mitigate this risk.

While Stony Crossing is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and economic activity, could still affect the area. Adapting to these changes will require a coordinated effort from government, businesses, and the community.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Stony Crossing?

The main climate change risks for Stony Crossing are flooding, heatwaves, and bushfires. These risks are expected to increase in the future due to changes in rainfall patterns and rising temperatures.

How will climate change affect property values in Stony Crossing?

Properties in flood-prone areas may experience a decrease in value due to the increased risk of flooding. Insurance premiums are also likely to increase due to the rising risk of flooding and bushfires.

What can residents do to prepare for heatwaves in Stony Crossing?

Residents can prepare for heatwaves by staying hydrated, seeking air-conditioned environments, and checking on vulnerable neighbors. It is also important to have a heatwave action plan in place.

What measures are being taken to mitigate flood risk in Stony Crossing?

Measures being taken to mitigate flood risk include upgrading drainage infrastructure, implementing flood-proofing measures for buildings, and developing flood early warning systems.

How can I find out if my property is in a bushfire-prone area?

You can check the RFS Bush Fire Prone Land Map to determine if your property is in a bushfire-prone area. You can also contact your local council for more information.

Where can I find more information about climate change projections for Stony Crossing?

You can find more information about climate change projections for Stony Crossing on the CSIRO website and the NSW Government's climate change website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections