Is Stroud Road, NSW Climate Safe? 2026 Assessment

Stroud Road, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 9 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Stroud Road faces a moderate risk of flooding, primarily from the Karuah River and local creeks. Intense rainfall events can lead to riverine and flash flooding.
Bushfire
The area around Stroud Road has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Heat
Stroud Road is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2415
Highest high-risk exposure
18.5% of land (bushfire)

Climate Safety Analysis

Stroud Road in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Stroud Road's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Stroud Road is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Stroud Road including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Stroud Road (postcode 2415) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.5% of land in high-risk zones), riverine flood (6.2% of land in high-risk zones), surface flood (3.7% of land in high-risk zones). Exposure is not uniform across Stroud Road — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL OverlayCheck NSW RFS website for current bushfire prone area maps.
Nearest WaterwayKaruah River
Flood ZoneAreas near the Karuah River are designated flood zones.
Avg January Max32 °C

Historical Events

2022
Moderate

Heavy rainfall caused the Karuah River to flood, impacting low-lying areas of Stroud Road.

2019
Moderate

Record-breaking heatwave conditions impacted Stroud Road, with temperatures exceeding 40 degrees Celsius for several days.

2013
Minor

Bushfires near Stroud Road threatened properties, requiring fire crews to protect homes.

2007
Moderate

Major flooding of the Karuah River impacted Stroud Road, inundating homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to protect properties from inundation.

Est. cost: Medium

Bushfire Preparedness

Immediate

Maintain firebreaks, develop a bushfire survival plan, and ensure properties are well-prepared for bushfire season.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a community heatwave action plan to protect vulnerable populations during extreme heat events. This includes establishing cooling centers and providing support to those at risk.

Est. cost: Low

Community Awareness Programs

Long-term

Implement community awareness programs to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 9 May 2026

Explore Stroud Road Risk Reports

Frequently Asked Questions

Is Stroud Road safe from climate change?

No location in Australia is entirely immune to climate change impacts. Stroud Road has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Stroud Road?

The dominant hazard for Stroud Road depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Stroud Road compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Stroud Road?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Stroud Road?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Stroud Road.

What share of Stroud Road is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Stroud Road in high-risk zones for bushfire, with a further 74.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stroud Road Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stroud Road, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections