📮 Stuarts Point postcode: 2431

Bushfire Risk in Stuarts Point, NSW: 2026 Assessment

Stuarts Point, New South Wales· UNKNOWN· 2431
The area surrounding Stuarts Point has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 18 May 2026

Bushfire Risk Score

6.0/10

The area surrounding Stuarts Point has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area surrounding Stuarts Point has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
Stuarts Point, NSW
Overall Risk
High
Postcode
2441
Highest high-risk exposure
9.9% of land (bushfire)

Bushfire Risk Analysis

Stuarts Point, New South Wales, has a the area surrounding stuarts point has a moderate bushfire risk due to the presence of nearby bushland. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area surrounding Stuarts Point is designated as bushfire prone land, indicating a significant risk of bushfires. Residents should maintain their properties and have a bushfire survival plan.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Stuarts Point, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Stuarts Point including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Stuarts Point sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.9% of the suburb's land area is mapped in high-risk bushfire zones and 77.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Stuarts Point.

Stuarts Point (postcode 2441) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.9% of land in high-risk zones), surface flood (5.8% of land in high-risk zones), riverine flood (3.7% of land in high-risk zones). Exposure is not uniform across Stuarts Point — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneNSW RFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region surrounding Stuarts Point, leading to evacuations and property damage.

Adaptation & Mitigation Actions

Elevate Homes

Near-term

Raise homes above the projected flood level to reduce the risk of inundation.

Est. cost: High

Improve Drainage

Near-term

Upgrade drainage infrastructure to better manage stormwater runoff and reduce the risk of flooding.

Est. cost: Medium

Construct Sea Walls

Long-term

Build sea walls and other coastal defenses to protect against coastal erosion and inundation.

Est. cost: Very High

Develop Bushfire Management Plan

Immediate

Create and implement a comprehensive bushfire management plan to reduce the risk of bushfires.

Est. cost: Low

Install Solar Panels and Battery Storage

Near-term

Reduce reliance on the electricity grid and improve energy resilience during heatwaves.

Est. cost: Medium

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 18 May 2026

Explore Stuarts Point Risk Reports

Frequently Asked Questions

Is Stuarts Point in a bushfire prone area?

Parts of Stuarts Point may be designated as bushfire prone land. Based on available data, Stuarts Point has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Stuarts Point?

BAL ratings in Stuarts Point depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Stuarts Point?

Yes, properties in bushfire-prone parts of Stuarts Point may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Stuarts Point?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Stuarts Point is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Stuarts Point in high-risk zones for bushfire, with a further 77.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stuarts Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stuarts Point, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections