Is Stubbo, NSW Climate Safe? 2026 Assessment
Climate Safety Score
7.2/10Climate risk is high — address assessment recommended
Key Facts
- Climate Safety
- High
- Flood
- Stubbo faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
- Bushfire
- Stubbo is at high risk of bushfires due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
- Heat
- Stubbo is expected to experience more frequent and intense heatwaves. Higher temperatures can pose a risk to vulnerable populations.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2852
- Highest high-risk exposure
- 11.7% of land (bushfire)
Climate Safety Analysis
Stubbo in New South Wales has an overall climate safety rating of High. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Stubbo's climate safety include heat, flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Stubbo is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Stubbo including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Stubbo (postcode 2852) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.7% of land in high-risk zones), surface flood (6.1% of land in high-risk zones), riverine flood (5.8% of land in high-risk zones). Exposure is not uniform across Stubbo — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
The 2019-2020 bushfires significantly impacted the region, causing widespread damage and evacuations.
Heavy rainfall caused flooding in low-lying areas, disrupting transportation and damaging properties.
A prolonged heatwave resulted in increased demand for emergency services and placed stress on vulnerable populations.
Adaptation & Mitigation Actions
Develop a Bushfire Emergency Plan
ImmediateCreate a detailed plan for evacuating your property in the event of a bushfire. Clear vegetation around your home and ensure you have adequate water supplies.
Est. cost: Low
Improve Home Cooling and Insulation
Near-termInstall insulation and energy-efficient cooling systems to reduce the impact of heatwaves. Consider planting trees to provide shade around your home.
Est. cost: Medium
Implement Flood Mitigation Measures
Near-termRaise the foundations of your home or install flood barriers to protect against flood damage. Ensure proper drainage around your property.
Est. cost: Medium
Participate in Community Preparedness Programs
Long-termEngage with local emergency services and community groups to learn about disaster preparedness and response. Volunteer to assist with community efforts.
Est. cost: Low
Council & Emergency Services
Explore Stubbo Risk Reports
View other climate risk assessments for Stubbo:
Frequently Asked Questions
Is Stubbo safe from climate change?
No location in Australia is entirely immune to climate change impacts. Stubbo has an overall High climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Stubbo?
The dominant hazard for Stubbo depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Stubbo compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Stubbo?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Stubbo?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Stubbo.
What share of Stubbo is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 11.7% of Stubbo in high-risk zones for bushfire, with a further 73.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Stubbo Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Stubbo, New South Wales, covering flood, bushfire, sea level rise and more.
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections