Bushfire Risk in Surf Beach, NSW: 2026 Assessment

Surf Beach, New South Wales· UNKNOWN
Surf Beach has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.Updated 7 May 2026

Bushfire Risk Score

4.2/10

Surf Beach has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.

Key Facts

Bushfire Risk
Surf Beach has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.
Trend
stable
Suburb
Surf Beach, NSW
Overall Risk
Medium
Postcode
2536
Highest high-risk exposure
23.7% of land (bushfire)

Bushfire Risk Analysis

Surf Beach, New South Wales, has a surf beach has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions during summer increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The western edge of Surf Beach borders bushland, increasing the risk of bushfires during dry periods.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Surf Beach, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Surf Beach including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Surf Beach sits within ClimateNest's suburb-level hazard model for bushfire risk. 23.7% of the suburb's land area is mapped in high-risk bushfire zones and 68.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Surf Beach.

Surf Beach (postcode 2536) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (23.7% of land in high-risk zones), riverine flood (6.8% of land in high-risk zones), extreme wind (5.7% of land in high-risk zones). Exposure is not uniform across Surf Beach — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to Murramarang National Park
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Minor

A bushfire near Murramarang National Park threatened the western edge of Surf Beach, requiring residents to be on alert.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct seawalls and improve drainage systems to protect against coastal and riverine flooding.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement vegetation management programs and improve community education on bushfire safety.

Est. cost: Medium

Develop Heat Action Plans

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Relocate Vulnerable Infrastructure

Long-term

Move critical infrastructure away from areas at high risk of coastal erosion and flooding.

Est. cost: Very High

Promote Water Conservation

Near-term

Encourage water-saving practices to mitigate the impacts of drought and water scarcity.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 7 May 2026

Explore Surf Beach Risk Reports

Frequently Asked Questions

Is Surf Beach in a bushfire prone area?

Parts of Surf Beach may be designated as bushfire prone land. Based on available data, Surf Beach has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Surf Beach?

BAL ratings in Surf Beach depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Surf Beach?

Yes, properties in bushfire-prone parts of Surf Beach may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Surf Beach?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Surf Beach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23.7% of Surf Beach in high-risk zones for bushfire, with a further 68.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Surf Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Surf Beach, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections