📮 Table Top postcode: 2640

Is Table Top, NSW Climate Safe? 2026 Assessment

Table Top, New South Wales· UNKNOWN· 2640
Moderate climate risk — address-specificUpdated 13 Apr 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Table Top faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Local rainfall patterns can lead to flash flooding.
Bushfire
The area around Table Top has a notable bushfire risk, with surrounding bushland creating potential ignition sources. Hot, dry summers exacerbate the risk.
Heat
Table Top experiences moderately high temperatures during summer, with potential for heatwaves. Climate change is expected to increase the frequency and intensity of heat events.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2640
Highest high-risk exposure
12.1% of land (surface flood)

Climate Safety Analysis

Table Top in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Table Top's climate safety include bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Table Top is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Table Top including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Table Top (postcode 2640) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.1% of land in high-risk zones), bushfire (11% of land in high-risk zones), extreme wind (3.9% of land in high-risk zones). Exposure is not uniform across Table Top — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas
BAL OverlayRefer to NSW RFS maps
Nearest WaterwayMurray River
Flood ZoneLow to moderate risk areas identified
Avg January Max31.5 °C

Historical Events

2020
Moderate

Bushfires impacted the region, causing property damage and evacuations.

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting traffic and damaging property.

2013
Moderate

A prolonged heatwave resulted in increased hospital admissions and strain on infrastructure.

2010
Minor

Localized flooding occurred after a period of heavy rainfall.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Create and maintain firebreaks around properties, clear gutters of dry leaves, and have a bushfire survival plan.

Est. cost: Low

Enhance Flood Resilience

Near-term

Elevate electrical appliances and furniture in flood-prone areas, install backflow valves, and ensure proper drainage.

Est. cost: Medium

Implement Heatwave Strategies

Near-term

Install insulation, use energy-efficient appliances, and establish cooling centers for vulnerable residents.

Est. cost: Medium

Upgrade Infrastructure

Long-term

Invest in upgrading drainage systems and building more resilient infrastructure to withstand extreme weather events.

Est. cost: High

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 13 April 2026

Explore Table Top Risk Reports

Frequently Asked Questions

Is Table Top safe from climate change?

No location in Australia is entirely immune to climate change impacts. Table Top has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Table Top?

The dominant hazard for Table Top depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Table Top compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Table Top?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Table Top?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Table Top.

What share of Table Top is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.1% of Table Top in high-risk zones for surface flood, with a further 59.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Table Top Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Table Top, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections