๐Ÿ“ฎ Table Top postcode: 2640

Flood Risk in Table Top, NSW: 2026 Assessment

Table Top, New South Walesยท UNKNOWNยท 2640
Table Top faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Local rainfall patterns can lead to flash flooding.Updated 13 Apr 2026

Flood Risk Score

4.5/10

Table Top faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Local rainfall patterns can lead to flash flooding.

Key Facts

Flood Risk
Table Top faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Local rainfall patterns can lead to flash flooding.
Trend
increasing
Suburb
Table Top, NSW
Overall Risk
Medium
Postcode
2640
Highest high-risk exposure
12.1% of land (surface flood)

Flood Risk Analysis

Table Top, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks and drainage lines can overflow during heavy rainfall events.

Table Top faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Local rainfall patterns can lead to flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Table Top sits within ClimateNest's suburb-level hazard model for flood risk. 3.5% of the suburb's land area is mapped in high-risk flood zones and 86.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Table Top.

Table Top (postcode 2640) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.1% of land in high-risk zones), bushfire (11% of land in high-risk zones), extreme wind (3.9% of land in high-risk zones). Exposure is not uniform across Table Top โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range170-190m
Flood Zone ClassificationLow to moderate risk areas identified

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting traffic and damaging property.

2010
Minor

Localized flooding occurred after a period of heavy rainfall.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Create and maintain firebreaks around properties, clear gutters of dry leaves, and have a bushfire survival plan.

Est. cost: Low

Enhance Flood Resilience

Near-term

Elevate electrical appliances and furniture in flood-prone areas, install backflow valves, and ensure proper drainage.

Est. cost: Medium

Implement Heatwave Strategies

Near-term

Install insulation, use energy-efficient appliances, and establish cooling centers for vulnerable residents.

Est. cost: Medium

Upgrade Infrastructure

Long-term

Invest in upgrading drainage systems and building more resilient infrastructure to withstand extreme weather events.

Est. cost: High

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 13 April 2026

Explore Table Top Risk Reports

Frequently Asked Questions

Is Table Top at risk of flooding?

Based on available data, Table Top has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Table Top?

Insurance costs for flood cover in Table Top depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Table Top?

Yes, flood risk can affect property values in Table Top. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Table Top?

Elevation is a critical factor in flood risk. Properties at higher elevations within Table Top typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Table Top is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.1% of Table Top in high-risk zones for surface flood, with a further 59.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Table Top Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Table Top, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections