Climate Risk Profile: Talarm, NSW

Talarm, New South Wales
Medium Risk
Updated May 2026

Talarm faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is projected to increase the severity and frequency of these events, requiring proactive adaptation measures.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Talarm

increasing

Flood

65/100

Talarm faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential inundation.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

40/100

The bushfire risk in Talarm is moderate. Proximity to bushland and dry conditions during summer increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

60/100

Talarm experiences a high number of heatwave days annually, posing a risk to vulnerable populations. Climate change is expected to exacerbate this issue.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Talarm is not located near the coast, therefore the risk of coastal hazards is very low.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Talarm

Detailed Hazard Analysis

heat Risk

60/100

Talarm experiences a high number of heatwave days annually, posing a risk to vulnerable populations. Climate change is expected to exacerbate this issue.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Talarm faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential inundation.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Inadequate drainage infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Talarm is not located near the coast, therefore the risk of coastal hazards is very low.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The bushfire risk in Talarm is moderate. Proximity to bushland and dry conditions during summer increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Windy conditions

Projections (RCP8.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider energy efficiency and cooling options for heatwaves.
  • 4.Review insurance coverage for climate-related risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
50-60m
Flood Zone
Low to Moderate

Historical flood data indicates localized flooding during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Within 1km
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area is subject to bushfire management regulations and guidelines.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

The number of days exceeding 35°C is projected to increase.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not Applicable
Erosion Risk
Not Applicable

Historical Climate Events

2011
floodModerate

Heavy rainfall caused localized flooding in low-lying areas.

Source
2013
bushfireMinor

A bushfire near Talarm caused property damage.

Source
2017
heatwaveModerate

A prolonged heatwave resulted in increased hospital admissions.

Source
2020
floodMinor

Flash flooding occurred after a period of intense rainfall.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.2(+0.2)4.5(+0.5)
heat606.8(+0.8)7.5(+1.5)
coastal101.01.0

By 2030, Talarm is projected to experience an increase in the frequency and intensity of heatwaves and flooding events. Bushfire risk will also slightly increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Implement Bushfire Management Plans

Near-term

Develop and implement bushfire management plans to protect properties and reduce the risk of bushfires.

Est. cost: Low

Learn more

Establish Heatwave Early Warning System

Immediate

Create a heatwave early warning system to alert vulnerable populations and provide support during heatwaves.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Learn more

About Talarm's Climate Risk Profile

Talarm, located in New South Wales, is subject to a range of climate-related risks. The primary concerns are flooding, heatwaves, and bushfires. Changes in rainfall patterns and rising temperatures are expected to exacerbate these risks in the coming decades.

Flooding is a significant concern due to increased rainfall intensity and potential for flash flooding. The local waterways and existing drainage infrastructure may not be adequate to handle more extreme weather events. Bushfire risk is also present, particularly during dry summer months when vegetation becomes highly flammable.

Heatwaves pose a threat to vulnerable populations, including the elderly and those with pre-existing health conditions. The urban environment can amplify the effects of heatwaves, leading to increased heat stress. Coastal risks are minimal due to the suburb's inland location.

Addressing these climate risks requires a combination of mitigation and adaptation strategies. Mitigation efforts focus on reducing greenhouse gas emissions, while adaptation measures aim to build resilience to the impacts of climate change. These strategies include improving drainage infrastructure, implementing bushfire management plans, and providing support for vulnerable populations during heatwaves.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Talarm?

The main climate risks in Talarm are flooding, heatwaves, and bushfires. These risks are expected to increase due to climate change.

How will climate change affect property values in Talarm?

Properties in flood-prone areas may experience price reductions. Increased insurance premiums are also possible.

What can I do to protect my home from bushfires?

Implement bushfire mitigation measures, such as clearing vegetation around your home and installing fire-resistant materials.

Where can I find information about flood risks in Talarm?

You can find flood maps and historical flood data on the council website.

How can I prepare for a heatwave in Talarm?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections