📮 Talmalmo postcode: 2640

Bushfire Risk in Talmalmo, NSW: 2026 Assessment

Talmalmo, New South Wales· Greater Hume Shire· 2640
The area around Talmalmo has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 8 May 2026

Bushfire Risk Score

4.0/10

The area around Talmalmo has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The area around Talmalmo has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Talmalmo, NSW
Overall Risk
Medium
Postcode
2640
Highest high-risk exposure
12.7% of land (surface flood)

Bushfire Risk Analysis

Talmalmo, New South Wales, has a the area around talmalmo has a moderate bushfire risk due to surrounding vegetation. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is classified as bushfire prone, requiring properties to adhere to specific building codes and vegetation management practices.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Talmalmo, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Talmalmo including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Talmalmo sits within ClimateNest's suburb-level hazard model for bushfire risk. 8.9% of the suburb's land area is mapped in high-risk bushfire zones and 72% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Talmalmo.

Talmalmo (postcode 2640) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.7% of land in high-risk zones), riverine flood (9.7% of land in high-risk zones), bushfire (8.9% of land in high-risk zones). Exposure is not uniform across Talmalmo — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and increased fire danger in Talmalmo.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and construct levees to protect properties from flooding.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement vegetation management programs and improve community awareness of bushfire risks.

Est. cost: Low

Develop Heat Action Plan

Immediate

Establish cooling centers and provide public education on heatwave safety.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water-efficient practices to mitigate the impacts of drought and heatwaves.

Est. cost: Low

Strengthen Emergency Response

Immediate

Improve coordination between emergency services and community organizations to respond effectively to climate-related disasters.

Est. cost: Medium

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 8 May 2026

Explore Talmalmo Risk Reports

Frequently Asked Questions

Is Talmalmo in a bushfire prone area?

Parts of Talmalmo may be designated as bushfire prone land. Based on available data, Talmalmo has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Talmalmo?

BAL ratings in Talmalmo depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Talmalmo?

Yes, properties in bushfire-prone parts of Talmalmo may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Talmalmo?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Talmalmo is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.7% of Talmalmo in high-risk zones for surface flood, with a further 74.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Talmalmo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Talmalmo, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections