Flood Risk in Tamworth, NSW: 2026 Assessment

Tamworth, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Tamworth Regional Council maintains flood maps and provides information on flood preparedness to residents.

Tamworth faces a moderate risk of flooding due to its location on the Peel River and the history of significant rainfall events in the region. Climate change is expected to increase the intensity of rainfall, potentially leading to more frequent and severe flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tamworth sits within ClimateNest's suburb-level hazard model for flood risk. 8.2% of the suburb's land area is mapped in high-risk flood zones and 73.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tamworth.

Tamworth (postcode 2340) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (8.2% of land in high-risk zones), surface flood (8.2% of land in high-risk zones), bushfire (5.5% of land in high-risk zones). Exposure is not uniform across Tamworth — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.