Bushfire Risk in Tarbuck Bay, NSW: 2026 Assessment

Tarbuck Bay, New South Wales· UNKNOWN
The bushfire risk in Tarbuck Bay is moderate due to the presence of surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.Updated 9 May 2026

Bushfire Risk Score

4.2/10

The bushfire risk in Tarbuck Bay is moderate due to the presence of surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The bushfire risk in Tarbuck Bay is moderate due to the presence of surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Tarbuck Bay, NSW
Overall Risk
Medium
Postcode
2428
Highest high-risk exposure
16.2% of land (bushfire)

Bushfire Risk Analysis

Tarbuck Bay, New South Wales, has a the bushfire risk in tarbuck bay is moderate due to the presence of surrounding bushland. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires, with the most recent major event occurring in 2019. Regular hazard reduction burns are conducted to reduce fuel loads.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Tarbuck Bay, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Tarbuck Bay including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Tarbuck Bay sits within ClimateNest's suburb-level hazard model for bushfire risk. 16.2% of the suburb's land area is mapped in high-risk bushfire zones and 75.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tarbuck Bay.

Tarbuck Bay (postcode 2428) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.2% of land in high-risk zones), surface flood (4.1% of land in high-risk zones), riverine flood (3.8% of land in high-risk zones). Exposure is not uniform across Tarbuck Bay — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneBushfire prone area overlay
Bushfire Prone AreaYes

Historical Events

2019
Moderate

A bushfire burned through nearby bushland, threatening homes and requiring evacuations.

Adaptation & Mitigation Actions

Improve stormwater drainage infrastructure

Near-term

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct sea walls, restore dunes, and implement other coastal protection measures to mitigate the impacts of sea level rise and storm surge.

Est. cost: High

Develop a heatwave management plan

Immediate

Create a heatwave management plan to protect vulnerable populations during extreme heat events. This should include public awareness campaigns, cooling centers, and outreach programs.

Est. cost: Low

Reduce bushfire fuel loads

Near-term

Conduct regular hazard reduction burns and clear vegetation around buildings to reduce the risk of bushfires.

Est. cost: Medium

Promote water conservation

Long-term

Encourage water conservation through public awareness campaigns and incentives to reduce demand on water resources during droughts.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 9 May 2026

Explore Tarbuck Bay Risk Reports

Frequently Asked Questions

Is Tarbuck Bay in a bushfire prone area?

Parts of Tarbuck Bay may be designated as bushfire prone land. Based on available data, Tarbuck Bay has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Tarbuck Bay?

BAL ratings in Tarbuck Bay depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Tarbuck Bay?

Yes, properties in bushfire-prone parts of Tarbuck Bay may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Tarbuck Bay?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Tarbuck Bay is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.2% of Tarbuck Bay in high-risk zones for bushfire, with a further 75.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tarbuck Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tarbuck Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections