📮 Tea Gardens postcode: 2324

Bushfire Risk in Tea Gardens, NSW: 2026 Assessment

Tea Gardens, New South Wales· MidCoast· 2324
Tea Gardens has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk. Climate change is projected to increase the frequency and severity of bushfire weather.Updated 2 Apr 2026

Bushfire Risk Score

4.0/10

Tea Gardens has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk. Climate change is projected to increase the frequency and severity of bushfire weather.

Key Facts

Bushfire Risk
Tea Gardens has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk. Climate change is projected to increase the frequency and severity of bushfire weather.
Trend
increasing
Suburb
Tea Gardens, NSW
Overall Risk
Medium
Postcode
2324
Highest high-risk exposure
18.5% of land (bushfire)

Bushfire Risk Analysis

Tea Gardens, New South Wales, has a tea gardens has a moderate bushfire risk due to surrounding bushland. hot, dry conditions and strong winds can exacerbate the risk. climate change is projected to increase the frequency and severity of bushfire weather. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Areas bordering the bushland are designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Tea Gardens, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Tea Gardens including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Tea Gardens sits within ClimateNest's suburb-level hazard model for bushfire risk. 18.5% of the suburb's land area is mapped in high-risk bushfire zones and 60.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tea Gardens.

Tea Gardens (postcode 2324) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.5% of land in high-risk zones), surface flood (8.7% of land in high-risk zones), riverine flood (4.7% of land in high-risk zones). Exposure is not uniform across Tea Gardens — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires threatened Tea Gardens, with residents being evacuated.

Adaptation & Mitigation Actions

Upgrade Drainage Infrastructure

Near-term

Improve drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Construct Seawalls and Coastal Defenses

Long-term

Build seawalls and other coastal defenses to protect against sea level rise and coastal erosion.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Implement a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Bushfire Risk Mitigation

Near-term

Implement bushfire risk mitigation measures, such as clearing vegetation around properties and conducting controlled burns.

Est. cost: Medium

Raise Awareness and Education

Immediate

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 2 April 2026

Explore Tea Gardens Risk Reports

Frequently Asked Questions

Is Tea Gardens in a bushfire prone area?

Parts of Tea Gardens may be designated as bushfire prone land. Based on available data, Tea Gardens has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Tea Gardens?

BAL ratings in Tea Gardens depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Tea Gardens?

Yes, properties in bushfire-prone parts of Tea Gardens may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Tea Gardens?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Tea Gardens is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Tea Gardens in high-risk zones for bushfire, with a further 60.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tea Gardens Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tea Gardens, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections