Terrabella Demographics: Population, Age & Income Profile (NSW)

Terrabella, New South Wales· Central Coast
Terrabella has a medium demographic profile typical of New South Wales suburbsUpdated 29 May 2026

Liveability Score

5.5/10

Terrabella has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own — 31.5% rent

Demographics Analysis

Terrabella in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Terrabella.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Terrabella. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Terrabella property to understand how climate projections may affect your investment.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement bushfire management strategies

Near-term

Reduce fuel loads and improve firebreaks to mitigate bushfire risk.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Protect coastal areas

Long-term

Implement coastal protection measures to mitigate erosion and inundation.

Est. cost: High

Community awareness programs

Near-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 29 May 2026

Explore Terrabella Risk Reports

Frequently Asked Questions

What is the population of Terrabella?

Population data for Terrabella comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Terrabella?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Terrabella. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Terrabella?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Terrabella?

The demographic profile of Terrabella is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Terrabella.

Is Terrabella Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Terrabella, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections