Bushfire Risk in Texas, NSW: 2026 Assessment

Texas, New South Wales· UNKNOWN
Texas has some bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are expected to increase the frequency and intensity of bushfires.Updated 18 May 2026

Bushfire Risk Score

4.0/10

Texas has some bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Texas has some bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Texas, NSW
Overall Risk
Medium
Postcode
4385
Highest high-risk exposure
19.3% of land (bushfire)

Bushfire Risk Analysis

Texas, New South Wales, has a texas has some bushfire risk due to surrounding vegetation. hotter, drier conditions associated with climate change are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area experiences hot, dry summers, which increase the risk of bushfires.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Texas, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Texas including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Texas sits within ClimateNest's suburb-level hazard model for bushfire risk. 19.3% of the suburb's land area is mapped in high-risk bushfire zones and 54.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Texas.

Texas (postcode 4385) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.3% of land in high-risk zones), surface flood (9.4% of land in high-risk zones), extreme wind (5.7% of land in high-risk zones). Exposure is not uniform across Texas — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km of significant bushland areas.
BAL Overlay / ZoneCheck with NSW RFS for current bushfire prone area maps.
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and required residents to be prepared for evacuation.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Manage Vegetation to Reduce Bushfire Risk

Near-term

Implement vegetation management strategies to reduce the risk of bushfires, such as controlled burns and clearing of undergrowth.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage residents to conserve water to mitigate the impacts of drought.

Est. cost: Low

Community Education Programs

Immediate

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 18 May 2026

Explore Texas Risk Reports

Frequently Asked Questions

Is Texas in a bushfire prone area?

Parts of Texas may be designated as bushfire prone land. Based on available data, Texas has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Texas?

BAL ratings in Texas depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Texas?

Yes, properties in bushfire-prone parts of Texas may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Texas?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Texas is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.3% of Texas in high-risk zones for bushfire, with a further 54.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Texas Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Texas, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections