Bushfire Risk in The Lagoon, NSW: 2026 Assessment

The Lagoon, New South Wales· UNKNOWN
The Lagoon has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are projected to increase the frequency and intensity of bushfires.Updated 14 Apr 2026

Bushfire Risk Score

4.0/10

The Lagoon has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The Lagoon has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
The Lagoon, NSW
Overall Risk
Medium
Postcode
2795
Highest high-risk exposure
18.6% of land (bushfire)

Bushfire Risk Analysis

The Lagoon, New South Wales, has a the lagoon has a moderate bushfire risk due to surrounding vegetation. hotter, drier conditions associated with climate change are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Maintain fire breaks and clear vegetation around properties.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For The Lagoon, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for The Lagoon including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

The Lagoon sits within ClimateNest's suburb-level hazard model for bushfire risk. 18.6% of the suburb's land area is mapped in high-risk bushfire zones and 59.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in The Lagoon.

The Lagoon (postcode 2795) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.6% of land in high-risk zones), surface flood (6.4% of land in high-risk zones), riverine flood (6% of land in high-risk zones). Exposure is not uniform across The Lagoon — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneCheck NSW RFS website
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and increased fire danger.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Bushfire Preparedness Planning

Immediate

Develop and implement community-based bushfire preparedness plans, including evacuation routes and firebreaks.

Est. cost: Medium

Heatwave Early Warning System

Near-term

Establish a heatwave early warning system to alert vulnerable populations and provide guidance on staying safe during extreme heat events.

Est. cost: Low

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 14 April 2026

Explore The Lagoon Risk Reports

Frequently Asked Questions

Is The Lagoon in a bushfire prone area?

Parts of The Lagoon may be designated as bushfire prone land. Based on available data, The Lagoon has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in The Lagoon?

BAL ratings in The Lagoon depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in The Lagoon?

Yes, properties in bushfire-prone parts of The Lagoon may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in The Lagoon?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of The Lagoon is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.6% of The Lagoon in high-risk zones for bushfire, with a further 59.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is The Lagoon Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for The Lagoon, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections