Is The Pinnacles, NSW Climate Safe? 2026 Assessment

The Pinnacles, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 4 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
The Pinnacles faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local topography and drainage infrastructure play a crucial role in mitigating these risks.
Bushfire
The Pinnacles has a high bushfire risk due to its proximity to bushland areas. Hot, dry conditions and strong winds can exacerbate the risk during the bushfire season.
Heat
The Pinnacles experiences a high risk of heatwaves and extreme heat events, particularly during the summer months. This can pose a significant health risk to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2460
Highest high-risk exposure
10.3% of land (bushfire)

Climate Safety Analysis

The Pinnacles in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting The Pinnacles's climate safety include heat, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in The Pinnacles is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for The Pinnacles including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

The Pinnacles (postcode 2460) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.3% of land in high-risk zones), surface flood (8% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones). Exposure is not uniform across The Pinnacles — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km of significant bushland
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayLocal creeks and drainage systems
Flood ZonePotentially affected areas near creeks
Avg January Max32.5 °C

Historical Events

2019
Moderate

Bushfires impacted the region surrounding The Pinnacles, causing property damage and evacuations.

2017
Minor

Heavy rainfall caused localized flooding in low-lying areas of The Pinnacles.

2013
Moderate

A prolonged heatwave affected The Pinnacles, with temperatures exceeding 40°C for several days.

Adaptation & Mitigation Actions

Develop a Bushfire Management Plan

Immediate

Create and implement a comprehensive bushfire management plan for the community, including evacuation routes, firebreaks, and community education programs.

Est. cost: Medium

Improve Heatwave Preparedness

Near-term

Establish cooling centers, promote water conservation, and educate residents on how to stay safe during heatwaves.

Est. cost: Low

Upgrade Drainage Infrastructure

Near-term

Invest in upgrading drainage infrastructure to mitigate the risk of flooding from heavy rainfall events.

Est. cost: High

Promote Water-Sensitive Urban Design

Long-term

Encourage the use of water-sensitive urban design principles in new developments to reduce stormwater runoff and improve water quality.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 4 May 2026

Explore The Pinnacles Risk Reports

Frequently Asked Questions

Is The Pinnacles safe from climate change?

No location in Australia is entirely immune to climate change impacts. The Pinnacles has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in The Pinnacles?

The dominant hazard for The Pinnacles depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does The Pinnacles compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in The Pinnacles?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for The Pinnacles?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for The Pinnacles.

What share of The Pinnacles is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.3% of The Pinnacles in high-risk zones for bushfire, with a further 61.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is The Pinnacles Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for The Pinnacles, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections