Climate Risk Profile: The Risk, NSW

The Risk, New South Wales
Medium Risk
Updated May 2026

The Risk faces moderate climate risks, primarily from flooding and heatwaves. Climate change is expected to increase the frequency and intensity of these hazards, posing challenges for residents and infrastructure. Bushfire risk is also present.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for The Risk

increasing

Flood

65/100

The Risk is prone to flooding due to its location near waterways and low-lying areas. Heavy rainfall events can cause rivers and creeks to overflow, inundating properties and disrupting infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use
increasing

Bushfire

42/100

The Risk faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

The Risk experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to exacerbate heatwaves, increasing the risk of heat-related illnesses and deaths.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

The Risk is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant threats to this suburb.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for The Risk

Detailed Hazard Analysis

heat Risk

70/100

The Risk experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to exacerbate heatwaves, increasing the risk of heat-related illnesses and deaths.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
  • ·Aging population

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

The Risk is prone to flooding due to its location near waterways and low-lying areas. Heavy rainfall events can cause rivers and creeks to overflow, inundating properties and disrupting infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

The Risk is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant threats to this suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

42/100

The Risk faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Home insurance premiums may be higher in The Risk due to the risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value due to the increased risk of damage.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess the property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes and understand policy coverage.
  • 4.Develop a flood and bushfire survival plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Richmond River
Elevation Range
10-30m
Flood Zone
Yes

The Risk has experienced several major flood events in the past, highlighting the vulnerability of the suburb to flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/
Bushfire Prone Area
Yes

The Risk is located in a bushfire-prone area, requiring residents to take precautions during the bushfire season.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
5 days

The Risk experiences several heat stress events each year, with temperatures exceeding 35°C.

Coastal Evidence

Distance to Coast
100 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2022
floodMajor

Major flooding occurred in the Richmond River, impacting The Risk and surrounding areas. Many homes were inundated, and roads were closed.

Source
2019
bushfireModerate

Bushfires burned near The Risk, causing smoke haze and posing a threat to properties. Residents were advised to evacuate.

Source
2017
floodModerate

Moderate flooding occurred in The Risk, causing damage to homes and businesses.

Source
2013
heatwaveModerate

A prolonged heatwave affected The Risk, with temperatures exceeding 40°C for several days. Health warnings were issued.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire424.5(+0.3)4.7(+0.5)
heat707.7(+0.7)8.2(+1.2)
coastal101.01.0

By 2030, The Risk is projected to experience an increase in the frequency and intensity of flooding and heatwaves. Bushfire risk is also expected to increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood defenses such as levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Implement Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Reduce Bushfire Fuel Load

Near-term

Reduce bushfire fuel load around properties by clearing vegetation and removing flammable materials.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Upgrade infrastructure to withstand the impacts of climate change, such as increased flooding and heatwaves.

Est. cost: Very High

Learn more

Community Awareness Programs

Immediate

Implement community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About The Risk's Climate Risk Profile

The Risk, NSW is a suburb that faces a number of climate-related challenges. The primary risks are associated with flooding and heatwaves, with bushfire risk also being a concern.

Flooding is a significant concern for The Risk due to its proximity to waterways. Heavy rainfall events can lead to overflowing rivers and creeks, inundating properties and disrupting infrastructure. Climate change is projected to increase rainfall intensity, exacerbating the risk of flooding in the future. Residents should be aware of flood risks and take appropriate precautions.

Heatwaves are another major concern for The Risk. High temperatures during summer can lead to heat stress, particularly for vulnerable populations such as the elderly and those with chronic health conditions. Climate change is expected to increase the frequency and intensity of heatwaves, posing a greater risk to public health. It is important for residents to stay cool and hydrated during hot weather.

Bushfire risk is also present in The Risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb. Residents should be aware of bushfire risks and have a bushfire survival plan in place.

While coastal risks are minimal, the suburb needs to focus on mitigating flood, bushfire and heat risks to ensure long-term resilience.

Data sources: BOM · CSIRO · NSW State Emergency Service · NSW Rural Fire Service

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing The Risk?

The main climate risks facing The Risk are flooding, heatwaves, and bushfires. Climate change is expected to increase the frequency and intensity of these hazards.

How can I protect my property from flooding?

You can protect your property from flooding by elevating your home, installing flood barriers, and improving drainage.

What should I do during a heatwave?

During a heatwave, you should stay cool and hydrated, avoid strenuous activity, and check on vulnerable neighbors.

How can I prepare for a bushfire?

You can prepare for a bushfire by clearing vegetation around your home, having a bushfire survival plan, and knowing your evacuation route.

Where can I find more information about climate change in The Risk?

You can find more information about climate change in The Risk from the local council, the NSW State Emergency Service, and the Bureau of Meteorology.

Is The Risk a good place to invest in property considering climate change?

While The Risk faces climate challenges, proactive adaptation measures and community resilience efforts can mitigate risks. Consider property location relative to flood zones and bushfire-prone areas, and factor in potential insurance costs.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections